{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/brain-balance","type":"franchise","name":"Brain Balance","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S0247","name":"Brain Balance","raw_name":"Brain Balance","slug":"brain-balance","supply_agreement":false,"summary":{"loans":6,"dollars":2664000,"median":421000,"mean":444000,"p25":357000,"p75":556250,"avg_rate":7.42,"median_term":120,"guaranty_share":0.75,"jobs":75,"franchise_loans":6,"recent_loans":0},"by_fy":[{"fy":2018,"loans":2,"dollars":620000,"median":310000},{"fy":2019,"loans":2,"dollars":1202000,"median":601000},{"fy":2020,"loans":2,"dollars":842000,"median":421000},{"fy":2021,"loans":0,"dollars":0,"median":null},{"fy":2022,"loans":0,"dollars":0,"median":null},{"fy":2023,"loans":0,"dollars":0,"median":null},{"fy":2024,"loans":0,"dollars":0,"median":null},{"fy":2025,"loans":0,"dollars":0,"median":null},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":6,"charged_off":1,"paid_in_full":2,"chargeoff_rate":0.1667,"chargeoff_dollar_rate":0.1274,"fy_min":2018,"fy_max":2020},"top_states":[{"key":"FL","loans":2,"dollars":734000,"name":"Florida","slug":"fl"},{"key":"TX","loans":1,"dollars":615000,"name":"Texas","slug":"tx"},{"key":"NC","loans":1,"dollars":587000,"name":"North Carolina","slug":"nc"},{"key":"SC","loans":1,"dollars":378000,"name":"South Carolina","slug":"sc"},{"key":"CA","loans":1,"dollars":350000,"name":"California","slug":"ca"}],"top_lenders":[{"key":"Oconee State Bank","loans":3,"dollars":1112000,"name":"Oconee State Bank","slug":"oconee-state-bank"},{"key":"The Huntington National Bank","loans":1,"dollars":615000,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Pinnacle Bank","loans":1,"dollars":587000,"name":"Pinnacle Bank","slug":"pinnacle-bank"},{"key":"Newtek Small Business Finance, LLC","loans":1,"dollars":350000,"name":"Newtek Small Business Finance, LLC","slug":"newtek-small-business-finance-llc"}],"top_industries":[{"key":"611710","loans":4,"dollars":1699000,"name":"Educational Support Services","slug":"educational-support-services-611710"},{"key":"611691","loans":1,"dollars":615000,"name":"Exam Preparation and Tutoring","slug":"exam-preparation-and-tutoring-611691"},{"key":"611110","loans":1,"dollars":350000,"name":"Elementary and Secondary Schools","slug":"elementary-and-secondary-schools-611110"}],"primary_naics":"611710","compare":{"entity":{"loans":6,"median":421000,"p25":357000,"p75":556250,"avg_rate":7.42,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"611710","loans":45,"median":411800,"p25":226800,"p75":1012000,"avg_rate":7.84,"median_term":120,"chargeoff_rate":0}]},"concentration":{"by":"lender","top1":0.5,"top3":0.8333,"n3plus":1,"distinct":4},"recent":{"loans":0,"median":null,"prior_loans":0,"change":null},"size_mix":{"lt350k":0.1667,"350k_1m":0.8333,"1m_2m":0,"gt2m":0},"states_count":5,"brand_share_of_industry":0.0889}}