{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/european-wax-center","type":"franchise","name":"European Wax Center","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S0585","name":"European Wax Center","raw_name":"European Wax Center","slug":"european-wax-center","supply_agreement":false,"summary":{"loans":17,"dollars":16874500,"median":467000,"mean":992618,"p25":337100,"p75":1269600,"avg_rate":7.03,"median_term":120,"guaranty_share":0.75,"jobs":241,"franchise_loans":17,"recent_loans":0},"by_fy":[{"fy":2018,"loans":6,"dollars":3726700,"median":526200},{"fy":2019,"loans":6,"dollars":8034600,"median":408500},{"fy":2020,"loans":3,"dollars":938200,"median":310000},{"fy":2021,"loans":1,"dollars":1475000,"median":1475000},{"fy":2022,"loans":1,"dollars":2700000,"median":2700000},{"fy":2023,"loans":0,"dollars":0,"median":null},{"fy":2024,"loans":0,"dollars":0,"median":null},{"fy":2025,"loans":0,"dollars":0,"median":null},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":16,"charged_off":0,"paid_in_full":13,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2021},"top_states":[{"key":"CA","loans":4,"dollars":2427700,"name":"California","slug":"ca"},{"key":"GA","loans":3,"dollars":2103200,"name":"Georgia","slug":"ga"},{"key":"TX","loans":2,"dollars":3753500,"name":"Texas","slug":"tx"},{"key":"FL","loans":2,"dollars":1052400,"name":"Florida","slug":"fl"},{"key":"NY","loans":1,"dollars":3223000,"name":"New York","slug":"ny"},{"key":"IL","loans":1,"dollars":2700000,"name":"Illinois","slug":"il"},{"key":"MA","loans":1,"dollars":600000,"name":"Massachusetts","slug":"ma"},{"key":"VA","loans":1,"dollars":384700,"name":"Virginia","slug":"va"},{"key":"WV","loans":1,"dollars":320000,"name":"West Virginia","slug":"wv"},{"key":"CO","loans":1,"dollars":310000,"name":"Colorado","slug":"co"}],"top_lenders":[{"key":"Simmons Bank","loans":10,"dollars":4803000,"name":"Simmons Bank","slug":"simmons-bank"},{"key":"Live Oak Banking Company","loans":2,"dollars":4175000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"First Commonwealth Bank","loans":2,"dollars":3753500,"name":"First Commonwealth Bank","slug":"first-commonwealth-bank"},{"key":"Happen Bank","loans":1,"dollars":3223000,"name":"Happen Bank","slug":"happen-bank"},{"key":"Avidia Bank","loans":1,"dollars":600000,"name":"Avidia Bank","slug":null},{"key":"PNC Bank, National Association","loans":1,"dollars":320000,"name":"PNC Bank, National Association","slug":"pnc-bank-national-association"}],"top_industries":[{"key":"812199","loans":12,"dollars":10445200,"name":"Other Personal Care Services","slug":"other-personal-care-services-812199"},{"key":"812990","loans":3,"dollars":5444600,"name":"All Other Personal Services","slug":"all-other-personal-services-812990"},{"key":"812112","loans":2,"dollars":984700,"name":"Beauty Salons","slug":"beauty-salons-812112"}],"primary_naics":"812199","compare":{"entity":{"loans":17,"median":467000,"p25":337100,"p75":1269600,"avg_rate":7.03,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"812199","loans":250,"median":450000,"p25":245500,"p75":944000,"avg_rate":8.41,"median_term":120,"chargeoff_rate":0.0521}]},"concentration":{"by":"lender","top1":0.5882,"top3":0.8235,"n3plus":1,"distinct":6},"recent":{"loans":0,"median":null,"prior_loans":0,"change":null},"size_mix":{"lt350k":0.2941,"350k_1m":0.4118,"1m_2m":0.1176,"gt2m":0.1765},"states_count":10,"brand_share_of_industry":0.048}}