{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/hand-and-stone-massage-and-facial-spa","type":"franchise","name":"Hand and Stone Massage and Facial Spa","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S0782","name":"Hand and Stone Massage and Facial Spa","raw_name":"Hand and Stone Massage and Facial Spa","slug":"hand-and-stone-massage-and-facial-spa","supply_agreement":false,"summary":{"loans":9,"dollars":9353000,"median":431000,"mean":1039222,"p25":250000,"p75":1206000,"avg_rate":7.64,"median_term":120,"guaranty_share":0.752,"jobs":337,"franchise_loans":9,"recent_loans":0},"by_fy":[{"fy":2018,"loans":1,"dollars":431000,"median":431000},{"fy":2019,"loans":4,"dollars":4240000,"median":455000},{"fy":2020,"loans":2,"dollars":3096000,"median":1548000},{"fy":2021,"loans":0,"dollars":0,"median":null},{"fy":2022,"loans":0,"dollars":0,"median":null},{"fy":2023,"loans":1,"dollars":380000,"median":380000},{"fy":2024,"loans":1,"dollars":1206000,"median":1206000},{"fy":2025,"loans":0,"dollars":0,"median":null},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":7,"charged_off":0,"paid_in_full":5,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2020},"top_states":[{"key":"NJ","loans":4,"dollars":4459000,"name":"New Jersey","slug":"nj"},{"key":"TX","loans":2,"dollars":1456000,"name":"Texas","slug":"tx"},{"key":"MD","loans":1,"dollars":3180000,"name":"Maryland","slug":"md"},{"key":"AZ","loans":1,"dollars":150000,"name":"Arizona","slug":"az"},{"key":"NH","loans":1,"dollars":108000,"name":"New Hampshire","slug":"nh"}],"top_lenders":[{"key":"Simmons Bank","loans":2,"dollars":400000,"name":"Simmons Bank","slug":"simmons-bank"},{"key":"Penn Community Bank","loans":1,"dollars":3180000,"name":"Penn Community Bank","slug":null},{"key":"KeyBank National Association","loans":1,"dollars":2988000,"name":"KeyBank National Association","slug":"keybank-national-association"},{"key":"T Bank, National Association","loans":1,"dollars":1206000,"name":"T Bank, National Association","slug":"t-bank-national-association"},{"key":"Wells Fargo Bank National Association","loans":1,"dollars":660000,"name":"Wells Fargo Bank National Association","slug":"wells-fargo-bank-national-association"},{"key":"Banesco USA","loans":1,"dollars":431000,"name":"Banesco USA","slug":"banesco-usa"},{"key":"Firstrust Savings Bank","loans":1,"dollars":380000,"name":"Firstrust Savings Bank","slug":"firstrust-savings-bank"},{"key":"Manufacturers and Traders Trust Company","loans":1,"dollars":108000,"name":"Manufacturers and Traders Trust Company","slug":"manufacturers-and-traders-trust-company"}],"top_industries":[{"key":"812199","loans":7,"dollars":8723000,"name":"Other Personal Care Services","slug":"other-personal-care-services-812199"},{"key":"812112","loans":1,"dollars":380000,"name":"Beauty Salons","slug":"beauty-salons-812112"},{"key":"812990","loans":1,"dollars":250000,"name":"All Other Personal Services","slug":"all-other-personal-services-812990"}],"primary_naics":"812199","compare":{"entity":{"loans":9,"median":431000,"p25":250000,"p75":1206000,"avg_rate":7.64,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"812199","loans":250,"median":450000,"p25":245500,"p75":944000,"avg_rate":8.41,"median_term":120,"chargeoff_rate":0.0521}]},"concentration":{"by":"lender","top1":0.2222,"top3":0.4444,"n3plus":0,"distinct":8},"recent":{"loans":0,"median":null,"prior_loans":2,"change":null},"size_mix":{"lt350k":0.3333,"350k_1m":0.3333,"1m_2m":0.1111,"gt2m":0.2222},"states_count":5,"brand_share_of_industry":0.028}}