{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/marcos-pizza","type":"franchise","name":"Marco's Pizza","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S1079","name":"Marco's Pizza","raw_name":"Marco's Pizza","slug":"marcos-pizza","supply_agreement":false,"summary":{"loans":27,"dollars":14141900,"median":336800,"mean":523774,"p25":206500,"p75":639000,"avg_rate":7.45,"median_term":120,"guaranty_share":0.782,"jobs":611,"franchise_loans":27,"recent_loans":3},"by_fy":[{"fy":2018,"loans":2,"dollars":652900,"median":326450},{"fy":2019,"loans":4,"dollars":1208900,"median":195600},{"fy":2020,"loans":2,"dollars":810000,"median":405000},{"fy":2021,"loans":8,"dollars":5967800,"median":541000},{"fy":2022,"loans":2,"dollars":2340000,"median":1170000},{"fy":2023,"loans":1,"dollars":200000,"median":200000},{"fy":2024,"loans":5,"dollars":1772100,"median":219100},{"fy":2025,"loans":0,"dollars":0,"median":null},{"fy":2026,"loans":3,"dollars":1190200,"median":360200}],"seasoned":{"loans":16,"charged_off":3,"paid_in_full":10,"chargeoff_rate":0.1875,"chargeoff_dollar_rate":0.1763,"fy_min":2018,"fy_max":2021},"top_states":[{"key":"GA","loans":6,"dollars":2059800,"name":"Georgia","slug":"ga"},{"key":"CO","loans":5,"dollars":6825000,"name":"Colorado","slug":"co"},{"key":"FL","loans":3,"dollars":674000,"name":"Florida","slug":"fl"},{"key":"MI","loans":3,"dollars":669100,"name":"Michigan","slug":"mi"},{"key":"TX","loans":2,"dollars":1159200,"name":"Texas","slug":"tx"},{"key":"CA","loans":2,"dollars":530000,"name":"California","slug":"ca"},{"key":"TN","loans":2,"dollars":522900,"name":"Tennessee","slug":"tn"},{"key":"NC","loans":1,"dollars":727700,"name":"North Carolina","slug":"nc"},{"key":"NV","loans":1,"dollars":464000,"name":"Nevada","slug":"nv"},{"key":"PR","loans":1,"dollars":360200,"name":"Puerto Rico","slug":"pr"}],"top_lenders":[{"key":"Live Oak Banking Company","loans":6,"dollars":7289000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Western State Bank","loans":3,"dollars":650000,"name":"Western State Bank","slug":null},{"key":"First National Bank of Omaha","loans":1,"dollars":918000,"name":"First National Bank of Omaha","slug":"first-national-bank-of-omaha"},{"key":"Fifth Third Bank","loans":1,"dollars":727700,"name":"Fifth Third Bank","slug":"fifth-third-bank"},{"key":"North State Bank","loans":1,"dollars":618000,"name":"North State Bank","slug":"north-state-bank"},{"key":"Byline Bank","loans":1,"dollars":500000,"name":"Byline Bank","slug":"byline-bank"},{"key":"Customers Bank","loans":1,"dollars":432900,"name":"Customers Bank","slug":"customers-bank"},{"key":"Oriental Bank","loans":1,"dollars":360200,"name":"Oriental Bank","slug":"oriental-bank"},{"key":"Central Bank","loans":1,"dollars":339000,"name":"Central Bank","slug":"central-bank"},{"key":"The Huntington National Bank","loans":1,"dollars":336800,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"}],"top_industries":[{"key":"722513","loans":24,"dollars":13206900,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"722511","loans":2,"dollars":750000,"name":"Full-Service Restaurants","slug":"full-service-restaurants-722511"},{"key":"722514","loans":1,"dollars":185000,"name":"Cafeterias, Grill Buffets, and Buffets","slug":"cafeterias-grill-buffets-and-buffets-722514"}],"primary_naics":"722513","compare":{"entity":{"loans":27,"median":336800,"p25":206500,"p75":639000,"avg_rate":7.45,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"722513","loans":2222,"median":350000,"p25":202500,"p75":693375,"avg_rate":7.83,"median_term":120,"chargeoff_rate":0.053}]},"concentration":{"by":"lender","top1":0.2222,"top3":0.3704,"n3plus":2,"distinct":20},"recent":{"loans":3,"median":360200,"prior_loans":6,"change":null},"size_mix":{"lt350k":0.5556,"350k_1m":0.3333,"1m_2m":0.0741,"gt2m":0.037},"states_count":11,"brand_share_of_industry":0.0108}}