{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/pearle-vision","type":"franchise","name":"Pearle Vision","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S1286","name":"Pearle Vision","raw_name":"Pearle Vision","slug":"pearle-vision","supply_agreement":false,"summary":{"loans":11,"dollars":8936400,"median":600000,"mean":812400,"p25":348800,"p75":1064000,"avg_rate":7.75,"median_term":120,"guaranty_share":0.752,"jobs":93,"franchise_loans":11,"recent_loans":4},"by_fy":[{"fy":2018,"loans":2,"dollars":2017000,"median":1008500},{"fy":2019,"loans":2,"dollars":963800,"median":481900},{"fy":2020,"loans":1,"dollars":265000,"median":265000},{"fy":2021,"loans":1,"dollars":300000,"median":300000},{"fy":2022,"loans":1,"dollars":397600,"median":397600},{"fy":2023,"loans":0,"dollars":0,"median":null},{"fy":2024,"loans":0,"dollars":0,"median":null},{"fy":2025,"loans":2,"dollars":1600000,"median":800000},{"fy":2026,"loans":2,"dollars":3393000,"median":1696500}],"seasoned":{"loans":6,"charged_off":0,"paid_in_full":5,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2021},"top_states":[{"key":"PA","loans":2,"dollars":2662600,"name":"Pennsylvania","slug":"pa"},{"key":"IA","loans":2,"dollars":963800,"name":"Iowa","slug":"ia"},{"key":"CA","loans":1,"dollars":1453500,"name":"California","slug":"ca"},{"key":"OK","loans":1,"dollars":1128000,"name":"Oklahoma","slug":"ok"},{"key":"MA","loans":1,"dollars":1000000,"name":"Massachusetts","slug":"ma"},{"key":"FL","loans":1,"dollars":600000,"name":"Florida","slug":"fl"},{"key":"ID","loans":1,"dollars":563500,"name":"Idaho","slug":"id"},{"key":"VA","loans":1,"dollars":300000,"name":"Virginia","slug":"va"},{"key":"NJ","loans":1,"dollars":265000,"name":"New Jersey","slug":"nj"}],"top_lenders":[{"key":"First Merchants Bank","loans":2,"dollars":2565000,"name":"First Merchants Bank","slug":"first-merchants-bank"},{"key":"U.S. Bank, National Association","loans":2,"dollars":963800,"name":"U.S. Bank, National Association","slug":"u-s-bank-national-association"},{"key":"The Bancorp Bank National Association","loans":1,"dollars":1453500,"name":"The Bancorp Bank National Association","slug":"the-bancorp-bank-national-association"},{"key":"United Midwest Savings Bank National Association","loans":1,"dollars":1128000,"name":"United Midwest Savings Bank National Association","slug":"united-midwest-savings-bank-national-association"},{"key":"Citizens Bank, National Association","loans":1,"dollars":1000000,"name":"Citizens Bank, National Association","slug":"citizens-bank-national-association"},{"key":"Live Oak Banking Company","loans":1,"dollars":600000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Glacier Bank","loans":1,"dollars":563500,"name":"Glacier Bank","slug":"glacier-bank"},{"key":"PNC Bank, National Association","loans":1,"dollars":397600,"name":"PNC Bank, National Association","slug":"pnc-bank-national-association"},{"key":"Fulton Bank, National Association","loans":1,"dollars":265000,"name":"Fulton Bank, National Association","slug":"fulton-bank-national-association"}],"top_industries":[{"key":"621320","loans":5,"dollars":3389100,"name":"Offices of Optometrists","slug":"offices-of-optometrists-621320"}],"primary_naics":"621320","compare":{"entity":{"loans":11,"median":600000,"p25":348800,"p75":1064000,"avg_rate":7.75,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"621320","loans":67,"median":515000,"p25":232500,"p75":952750,"avg_rate":6.77,"median_term":120,"chargeoff_rate":0}]},"concentration":{"by":"lender","top1":0.1818,"top3":0.4545,"n3plus":0,"distinct":9},"recent":{"loans":4,"median":1064000,"prior_loans":0,"change":null},"size_mix":{"lt350k":0.2727,"350k_1m":0.3636,"1m_2m":0.2727,"gt2m":0.0909},"states_count":9,"brand_share_of_industry":0.0746}}