{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/ritas-ice-custard-happiness","type":"franchise","name":"Rita's Ice-Custard-Happiness","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S1435","name":"Rita's Ice-Custard-Happiness","raw_name":"Rita's Ice-Custard-Happiness","slug":"ritas-ice-custard-happiness","supply_agreement":false,"summary":{"loans":15,"dollars":4675700,"median":250300,"mean":311713,"p25":181100,"p75":309100,"avg_rate":8.16,"median_term":120,"guaranty_share":0.711,"jobs":172,"franchise_loans":15,"recent_loans":1},"by_fy":[{"fy":2018,"loans":4,"dollars":965200,"median":242000},{"fy":2019,"loans":1,"dollars":144000,"median":144000},{"fy":2020,"loans":1,"dollars":187200,"median":187200},{"fy":2021,"loans":0,"dollars":0,"median":null},{"fy":2022,"loans":3,"dollars":1852600,"median":350000},{"fy":2023,"loans":4,"dollars":1042700,"median":250350},{"fy":2024,"loans":1,"dollars":309000,"median":309000},{"fy":2025,"loans":1,"dollars":175000,"median":175000},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":6,"charged_off":0,"paid_in_full":5,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2020},"top_states":[{"key":"PA","loans":9,"dollars":2197900,"name":"Pennsylvania","slug":"pa"},{"key":"MD","loans":2,"dollars":1424600,"name":"Maryland","slug":"md"},{"key":"GA","loans":1,"dollars":350000,"name":"Georgia","slug":"ga"},{"key":"MN","loans":1,"dollars":309200,"name":"Minnesota","slug":"mn"},{"key":"NJ","loans":1,"dollars":250000,"name":"New Jersey","slug":"nj"},{"key":"DE","loans":1,"dollars":144000,"name":"Delaware","slug":"de"}],"top_lenders":[{"key":"Manufacturers and Traders Trust Company","loans":5,"dollars":1269700,"name":"Manufacturers and Traders Trust Company","slug":"manufacturers-and-traders-trust-company"},{"key":"PNC Bank, National Association","loans":2,"dollars":437200,"name":"PNC Bank, National Association","slug":"pnc-bank-national-association"},{"key":"The Huntington National Bank","loans":1,"dollars":1252600,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Peoples Bank & Trust","loans":1,"dollars":350000,"name":"Peoples Bank & Trust","slug":null},{"key":"Choice Financial Group","loans":1,"dollars":309200,"name":"Choice Financial Group","slug":"choice-financial-group"},{"key":"BayFirst National Bank","loans":1,"dollars":309000,"name":"BayFirst National Bank","slug":"bayfirst-national-bank"},{"key":"KeyBank National Association","loans":1,"dollars":284000,"name":"KeyBank National Association","slug":"keybank-national-association"},{"key":"Fulton Bank, National Association","loans":1,"dollars":175000,"name":"Fulton Bank, National Association","slug":"fulton-bank-national-association"},{"key":"Truist Bank","loans":1,"dollars":172000,"name":"Truist Bank","slug":"truist-bank"},{"key":"Magnifi Financial CU","loans":1,"dollars":117000,"name":"Magnifi Financial CU","slug":"magnifi-financial-cu"}],"top_industries":[{"key":"722515","loans":9,"dollars":2108100,"name":"Snack and Nonalcoholic Beverage Bars","slug":"snack-and-nonalcoholic-beverage-bars-722515"},{"key":"722513","loans":5,"dollars":2283600,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"}],"primary_naics":"722515","compare":{"entity":{"loans":15,"median":250300,"p25":181100,"p75":309100,"avg_rate":8.16,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"722515","loans":549,"median":317500,"p25":175000,"p75":576500,"avg_rate":8.1,"median_term":120,"chargeoff_rate":0.0588}]},"concentration":{"by":"lender","top1":0.3333,"top3":0.5333,"n3plus":1,"distinct":10},"recent":{"loans":1,"median":175000,"prior_loans":5,"change":null},"size_mix":{"lt350k":0.8,"350k_1m":0.1333,"1m_2m":0.0667,"gt2m":0},"states_count":6,"brand_share_of_industry":0.0164}}