{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/smoothie-king","type":"franchise","name":"Smoothie King","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S1591","name":"Smoothie King","raw_name":"Smoothie King","slug":"smoothie-king","supply_agreement":false,"summary":{"loans":29,"dollars":15880500,"median":332200,"mean":547603,"p25":238800,"p75":745000,"avg_rate":7.05,"median_term":120,"guaranty_share":0.776,"jobs":524,"franchise_loans":29,"recent_loans":5},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":7,"dollars":4197600,"median":300000},{"fy":2020,"loans":8,"dollars":3648500,"median":435950},{"fy":2021,"loans":4,"dollars":3489300,"median":965000},{"fy":2022,"loans":4,"dollars":1355000,"median":263000},{"fy":2023,"loans":1,"dollars":238800,"median":238800},{"fy":2024,"loans":0,"dollars":0,"median":null},{"fy":2025,"loans":4,"dollars":2286300,"median":502500},{"fy":2026,"loans":1,"dollars":665000,"median":665000}],"seasoned":{"loans":19,"charged_off":0,"paid_in_full":14,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2019,"fy_max":2021},"top_states":[{"key":"FL","loans":8,"dollars":3833400,"name":"Florida","slug":"fl"},{"key":"TX","loans":4,"dollars":1604900,"name":"Texas","slug":"tx"},{"key":"MS","loans":3,"dollars":3032200,"name":"Mississippi","slug":"ms"},{"key":"IL","loans":3,"dollars":2355000,"name":"Illinois","slug":"il"},{"key":"GA","loans":2,"dollars":789700,"name":"Georgia","slug":"ga"},{"key":"AL","loans":1,"dollars":1071300,"name":"Alabama","slug":"al"},{"key":"IN","loans":1,"dollars":1027000,"name":"Indiana","slug":"in"},{"key":"KS","loans":1,"dollars":595000,"name":"Kansas","slug":"ks"},{"key":"SC","loans":1,"dollars":576000,"name":"South Carolina","slug":"sc"},{"key":"NC","loans":1,"dollars":332200,"name":"North Carolina","slug":"nc"}],"top_lenders":[{"key":"Live Oak Banking Company","loans":4,"dollars":2401000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"The Bancorp Bank National Association","loans":4,"dollars":1994900,"name":"The Bancorp Bank National Association","slug":"the-bancorp-bank-national-association"},{"key":"United Community Bank","loans":2,"dollars":1420000,"name":"United Community Bank","slug":"united-community-bank"},{"key":"Citizens Bank","loans":2,"dollars":1403500,"name":"Citizens Bank","slug":"citizens-bank"},{"key":"Cogent Bank","loans":2,"dollars":480000,"name":"Cogent Bank","slug":"cogent-bank"},{"key":"Mechanics and Farmers Bank","loans":2,"dollars":420000,"name":"Mechanics and Farmers Bank","slug":"mechanics-and-farmers-bank"},{"key":"Regions Bank","loans":1,"dollars":2067200,"name":"Regions Bank","slug":"regions-bank"},{"key":"Beacon Bank and Trust","loans":1,"dollars":1275000,"name":"Beacon Bank and Trust","slug":"beacon-bank-and-trust"},{"key":"The State Bank and Trust Company","loans":1,"dollars":1027000,"name":"The State Bank and Trust Company","slug":"the-state-bank-and-trust-company"},{"key":"Pinnacle Bank","loans":1,"dollars":665000,"name":"Pinnacle Bank","slug":"pinnacle-bank"}],"top_industries":[{"key":"722515","loans":17,"dollars":11032100,"name":"Snack and Nonalcoholic Beverage Bars","slug":"snack-and-nonalcoholic-beverage-bars-722515"},{"key":"722513","loans":5,"dollars":1717400,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"445298","loans":4,"dollars":1475000,"name":"All Other Specialty Food Retailers","slug":"all-other-specialty-food-retailers-445298"},{"key":"445131","loans":3,"dollars":1656000,"name":"Convenience Retailers","slug":"convenience-retailers-445131"}],"primary_naics":"722515","compare":{"entity":{"loans":29,"median":332200,"p25":238800,"p75":745000,"avg_rate":7.05,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"722515","loans":549,"median":317500,"p25":175000,"p75":576500,"avg_rate":8.1,"median_term":120,"chargeoff_rate":0.0588}]},"concentration":{"by":"lender","top1":0.1379,"top3":0.3448,"n3plus":2,"distinct":19},"recent":{"loans":5,"median":665000,"prior_loans":1,"change":null},"size_mix":{"lt350k":0.5172,"350k_1m":0.3103,"1m_2m":0.1379,"gt2m":0.0345},"states_count":14,"brand_share_of_industry":0.031}}