{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/stretch-lab","type":"franchise","name":"Stretch Lab","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S3245","name":"Stretch Lab","raw_name":"Stretch Lab","slug":"stretch-lab","supply_agreement":false,"summary":{"loans":7,"dollars":3463000,"median":306000,"mean":494714,"p25":206000,"p75":725000,"avg_rate":9.57,"median_term":120,"guaranty_share":0.747,"jobs":162,"franchise_loans":7,"recent_loans":6},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":0,"dollars":0,"median":null},{"fy":2020,"loans":0,"dollars":0,"median":null},{"fy":2021,"loans":0,"dollars":0,"median":null},{"fy":2022,"loans":0,"dollars":0,"median":null},{"fy":2023,"loans":0,"dollars":0,"median":null},{"fy":2024,"loans":1,"dollars":650000,"median":650000},{"fy":2025,"loans":2,"dollars":1106000,"median":553000},{"fy":2026,"loans":4,"dollars":1707000,"median":206000}],"seasoned":null,"top_states":[{"key":"GA","loans":2,"dollars":182000,"name":"Georgia","slug":"ga"},{"key":"NY","loans":1,"dollars":1250000,"name":"New York","slug":"ny"},{"key":"VA","loans":1,"dollars":800000,"name":"Virginia","slug":"va"},{"key":"NC","loans":1,"dollars":650000,"name":"North Carolina","slug":"nc"},{"key":"CA","loans":1,"dollars":306000,"name":"California","slug":"ca"},{"key":"TX","loans":1,"dollars":275000,"name":"Texas","slug":"tx"}],"top_lenders":[{"key":"Gulf Coast Bank and Trust Company","loans":2,"dollars":1900000,"name":"Gulf Coast Bank and Trust Company","slug":"gulf-coast-bank-and-trust-company"},{"key":"The Huntington National Bank","loans":2,"dollars":182000,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Live Oak Banking Company","loans":1,"dollars":800000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Celtic Bank Corporation","loans":1,"dollars":306000,"name":"Celtic Bank Corporation","slug":"celtic-bank-corporation"},{"key":"Truliant FCU","loans":1,"dollars":275000,"name":"Truliant FCU","slug":"truliant-fcu"}],"top_industries":[{"key":"713940","loans":6,"dollars":3188000,"name":"Fitness and Recreational Sports Centers","slug":"fitness-and-recreational-sports-centers-713940"},{"key":"713990","loans":1,"dollars":275000,"name":"All Other Amusement and Recreation Industries","slug":"all-other-amusement-and-recreation-industries-713990"}],"primary_naics":"713940","compare":{"entity":{"loans":7,"median":306000,"p25":206000,"p75":725000,"avg_rate":9.57,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"industry","id":"713940","loans":646,"median":298450,"p25":150000,"p75":650000,"avg_rate":7.95,"median_term":120,"chargeoff_rate":0.0978}]},"concentration":{"by":"lender","top1":0.2857,"top3":0.7143,"n3plus":0,"distinct":5},"recent":{"loans":6,"median":290500,"prior_loans":1,"change":null},"size_mix":{"lt350k":0.5714,"350k_1m":0.2857,"1m_2m":0.1429,"gt2m":0},"states_count":6,"brand_share_of_industry":0.0093}}