{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/franchise/the-ups-store","type":"franchise","name":"The UPS Store","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"code":"S1788","name":"The UPS Store","raw_name":"The UPS Store","slug":"the-ups-store","supply_agreement":false,"summary":{"loans":348,"dollars":160978100,"median":393000,"mean":462581,"p25":264750,"p75":594400,"avg_rate":7.84,"median_term":120,"guaranty_share":0.76,"jobs":2074,"franchise_loans":348,"recent_loans":82},"by_fy":[{"fy":2018,"loans":14,"dollars":4119900,"median":239650},{"fy":2019,"loans":29,"dollars":9151000,"median":250000},{"fy":2020,"loans":22,"dollars":5965100,"median":269500},{"fy":2021,"loans":60,"dollars":23266700,"median":305250},{"fy":2022,"loans":44,"dollars":19802900,"median":404250},{"fy":2023,"loans":62,"dollars":30925100,"median":462500},{"fy":2024,"loans":35,"dollars":19048100,"median":588000},{"fy":2025,"loans":40,"dollars":22906900,"median":432500},{"fy":2026,"loans":42,"dollars":25792400,"median":508600}],"seasoned":{"loans":125,"charged_off":0,"paid_in_full":72,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2021},"top_states":[{"key":"CA","loans":44,"dollars":18794700,"name":"California","slug":"ca"},{"key":"FL","loans":31,"dollars":19104200,"name":"Florida","slug":"fl"},{"key":"IL","loans":24,"dollars":11161900,"name":"Illinois","slug":"il"},{"key":"GA","loans":21,"dollars":9383800,"name":"Georgia","slug":"ga"},{"key":"OH","loans":20,"dollars":7435600,"name":"Ohio","slug":"oh"},{"key":"NC","loans":18,"dollars":11388400,"name":"North Carolina","slug":"nc"},{"key":"PA","loans":17,"dollars":8052000,"name":"Pennsylvania","slug":"pa"},{"key":"IN","loans":14,"dollars":6917000,"name":"Indiana","slug":"in"},{"key":"MA","loans":14,"dollars":5684000,"name":"Massachusetts","slug":"ma"},{"key":"TX","loans":11,"dollars":6579900,"name":"Texas","slug":"tx"}],"top_lenders":[{"key":"The Huntington National Bank","loans":54,"dollars":26181200,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Merchants Bank of Indiana","loans":26,"dollars":12931600,"name":"Merchants Bank of Indiana","slug":"merchants-bank-of-indiana"},{"key":"Centerstone SBA Lending, Inc.","loans":14,"dollars":7710000,"name":"Centerstone SBA Lending, Inc.","slug":"centerstone-sba-lending-inc"},{"key":"Bank of America, National Association","loans":10,"dollars":7645600,"name":"Bank of America, National Association","slug":"bank-of-america-national-association"},{"key":"Live Oak Banking Company","loans":10,"dollars":6365000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Citizens Bank","loans":10,"dollars":5656600,"name":"Citizens Bank","slug":"citizens-bank"},{"key":"United Community Bank","loans":10,"dollars":5503100,"name":"United Community Bank","slug":"united-community-bank"},{"key":"Stearns Bank National Association","loans":8,"dollars":1675200,"name":"Stearns Bank National Association","slug":"stearns-bank-national-association"},{"key":"The Bancorp Bank National Association","loans":7,"dollars":3491500,"name":"The Bancorp Bank National Association","slug":"the-bancorp-bank-national-association"},{"key":"U.S. Bank, National Association","loans":7,"dollars":3262400,"name":"U.S. Bank, National Association","slug":"u-s-bank-national-association"}],"top_industries":[{"key":"561431","loans":207,"dollars":100518600,"name":"Private Mail Centers","slug":"private-mail-centers-561431"},{"key":"492110","loans":49,"dollars":20039600,"name":"Couriers and Express Delivery Services","slug":"couriers-and-express-delivery-services-492110"},{"key":"561439","loans":23,"dollars":10192900,"name":"Other Business Service Centers (including Copy Shops)","slug":"other-business-service-centers-including-copy-shops-561439"},{"key":"459410","loans":13,"dollars":5355100,"name":"Office Supplies and Stationery Retailers","slug":"office-supplies-and-stationery-retailers-459410"},{"key":"459999","loans":8,"dollars":3022000,"name":"All Other Miscellaneous Retailers","slug":"all-other-miscellaneous-retailers-459999"}],"primary_naics":"561431","compare":{"entity":{"loans":348,"median":393000,"p25":264750,"p75":594400,"avg_rate":7.84,"median_term":120,"chargeoff_rate":0},"parents":[{"kind":"industry","id":"561431","loans":267,"median":370400,"p25":240000,"p75":593600,"avg_rate":8.2,"median_term":120,"chargeoff_rate":0.0253}]},"concentration":{"by":"lender","top1":0.1552,"top3":0.2701,"n3plus":29,"distinct":126},"recent":{"loans":82,"median":475450,"prior_loans":97,"change":-0.1546},"size_mix":{"lt350k":0.4167,"350k_1m":0.5287,"1m_2m":0.0489,"gt2m":0.0057},"states_count":42,"brand_share_of_industry":0.7753}}