{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/industry/drywall-and-insulation-contractors-238310","type":"industry","name":"Drywall and Insulation Contractors","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"238310","name":"Drywall and Insulation Contractors","slug":"drywall-and-insulation-contractors-238310","summary":{"loans":61,"dollars":86590300,"median":805500,"mean":1419513,"p25":350000,"p75":2030000,"avg_rate":8.03,"median_term":120,"guaranty_share":0.754,"jobs":1174,"franchise_loans":5,"recent_loans":21},"by_fy":[{"fy":2018,"loans":2,"dollars":707100,"median":353550},{"fy":2019,"loans":5,"dollars":7237000,"median":967000},{"fy":2020,"loans":8,"dollars":5816000,"median":322500},{"fy":2021,"loans":5,"dollars":6518300,"median":1339000},{"fy":2022,"loans":6,"dollars":5738900,"median":575000},{"fy":2023,"loans":5,"dollars":8060500,"median":591500},{"fy":2024,"loans":9,"dollars":16593400,"median":1548000},{"fy":2025,"loans":9,"dollars":19148000,"median":1350000},{"fy":2026,"loans":12,"dollars":16771100,"median":820550}],"seasoned":{"loans":20,"charged_off":1,"paid_in_full":12,"chargeoff_rate":0.05,"chargeoff_dollar_rate":0.0447,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":61,"median":805500,"p25":350000,"p75":2030000,"avg_rate":8.03,"median_term":120,"chargeoff_rate":0.05},"parents":[]},"concentration":{"by":"lender","top1":0.0656,"top3":0.1803,"n3plus":5,"distinct":43},"recent":{"loans":21,"median":1000000,"prior_loans":14,"change":0.5},"size_mix":{"lt350k":0.2459,"350k_1m":0.3115,"1m_2m":0.1803,"gt2m":0.2623},"top_states":[{"key":"WA","loans":8,"dollars":9777300,"name":"Washington","slug":"wa"},{"key":"MA","loans":4,"dollars":10198000,"name":"Massachusetts","slug":"ma"},{"key":"TX","loans":4,"dollars":6114000,"name":"Texas","slug":"tx"},{"key":"FL","loans":4,"dollars":3501800,"name":"Florida","slug":"fl"},{"key":"NC","loans":3,"dollars":6386000,"name":"North Carolina","slug":"nc"},{"key":"GA","loans":3,"dollars":6278000,"name":"Georgia","slug":"ga"},{"key":"OH","loans":3,"dollars":5164100,"name":"Ohio","slug":"oh"},{"key":"PA","loans":3,"dollars":4190000,"name":"Pennsylvania","slug":"pa"},{"key":"MI","loans":3,"dollars":2748500,"name":"Michigan","slug":"mi"},{"key":"NY","loans":3,"dollars":885000,"name":"New York","slug":"ny"}],"top_lenders":[{"key":"Pathward National Association","loans":4,"dollars":10425000,"name":"Pathward National Association","slug":"pathward-national-association"},{"key":"The Huntington National Bank","loans":4,"dollars":2137500,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Live Oak Banking Company","loans":3,"dollars":7920000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Bank of America, National Association","loans":3,"dollars":2348800,"name":"Bank of America, National Association","slug":"bank-of-america-national-association"},{"key":"Banner Bank","loans":3,"dollars":1063000,"name":"Banner Bank","slug":"banner-bank"},{"key":"Beacon Bank and Trust","loans":2,"dollars":7505000,"name":"Beacon Bank and Trust","slug":"beacon-bank-and-trust"},{"key":"Pinnacle Bank","loans":2,"dollars":6570000,"name":"Pinnacle Bank","slug":"pinnacle-bank"},{"key":"Enterprise Bank","loans":2,"dollars":2560000,"name":"Enterprise Bank","slug":null},{"key":"Lake Ridge Bank","loans":2,"dollars":1375500,"name":"Lake Ridge Bank","slug":"lake-ridge-bank"},{"key":"Byline Bank","loans":2,"dollars":1200000,"name":"Byline Bank","slug":"byline-bank"}],"top_franchises":[]}}