{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/industry/new-car-dealers-441110","type":"industry","name":"New Car Dealers","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"441110","name":"New Car Dealers","slug":"new-car-dealers-441110","summary":{"loans":72,"dollars":233615900,"median":3375000,"mean":3244665,"p25":1787500,"p75":5000000,"avg_rate":7.35,"median_term":121,"guaranty_share":0.752,"jobs":2688,"franchise_loans":46,"recent_loans":10},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":2,"dollars":3112000,"median":1556000},{"fy":2020,"loans":4,"dollars":10165000,"median":1900000},{"fy":2021,"loans":23,"dollars":61485000,"median":2520000},{"fy":2022,"loans":8,"dollars":31319500,"median":5000000},{"fy":2023,"loans":12,"dollars":46100000,"median":4178750},{"fy":2024,"loans":13,"dollars":56500000,"median":5000000},{"fy":2025,"loans":6,"dollars":16764000,"median":2800000},{"fy":2026,"loans":4,"dollars":8170400,"median":2049700}],"seasoned":{"loans":29,"charged_off":0,"paid_in_full":13,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2019,"fy_max":2021},"compare":{"entity":{"loans":72,"median":3375000,"p25":1787500,"p75":5000000,"avg_rate":7.35,"median_term":121,"chargeoff_rate":0},"parents":[]},"concentration":{"by":"lender","top1":0.7222,"top3":0.7778,"n3plus":1,"distinct":18},"recent":{"loans":10,"median":2292500,"prior_loans":25,"change":-0.6},"size_mix":{"lt350k":0.0139,"350k_1m":0.0833,"1m_2m":0.1667,"gt2m":0.7361},"top_states":[{"key":"TX","loans":6,"dollars":26275000,"name":"Texas","slug":"tx"},{"key":"CA","loans":6,"dollars":25600000,"name":"California","slug":"ca"},{"key":"NC","loans":6,"dollars":11972500,"name":"North Carolina","slug":"nc"},{"key":"PA","loans":5,"dollars":11920000,"name":"Pennsylvania","slug":"pa"},{"key":"VA","loans":4,"dollars":16800000,"name":"Virginia","slug":"va"},{"key":"FL","loans":4,"dollars":10102500,"name":"Florida","slug":"fl"},{"key":"MI","loans":4,"dollars":8683400,"name":"Michigan","slug":"mi"},{"key":"NY","loans":3,"dollars":15000000,"name":"New York","slug":"ny"},{"key":"IL","loans":3,"dollars":12363500,"name":"Illinois","slug":"il"},{"key":"IN","loans":3,"dollars":11710000,"name":"Indiana","slug":"in"}],"top_lenders":[{"key":"Live Oak Banking Company","loans":52,"dollars":192100000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Community Banks of Colorado, A Division of NBH Bank","loans":2,"dollars":3656000,"name":"Community Banks of Colorado, A Division of NBH Bank","slug":"community-banks-of-colorado-a-division-of-nbh-bank"},{"key":"Cedar Rapids Bank and Trust Company","loans":2,"dollars":3260000,"name":"Cedar Rapids Bank and Trust Company","slug":null},{"key":"First National Bank of Pennsylvania","loans":2,"dollars":1472500,"name":"First National Bank of Pennsylvania","slug":"first-national-bank-of-pennsylvania"},{"key":"InBank","loans":1,"dollars":5000000,"name":"InBank","slug":"inbank"},{"key":"KeyBank National Association","loans":1,"dollars":4500000,"name":"KeyBank National Association","slug":"keybank-national-association"},{"key":"IncredibleBank","loans":1,"dollars":4210000,"name":"IncredibleBank","slug":"incrediblebank"},{"key":"Glacier Bank","loans":1,"dollars":3000000,"name":"Glacier Bank","slug":"glacier-bank"},{"key":"Southwestern National Bank","loans":1,"dollars":3000000,"name":"Southwestern National Bank","slug":"southwestern-national-bank"},{"key":"Native American Bank, National Association","loans":1,"dollars":2606000,"name":"Native American Bank, National Association","slug":null}],"top_franchises":[{"key":"S2810","loans":12,"dollars":39690000,"name":"Chrysler","slug":"chrysler"},{"key":"S4155","loans":10,"dollars":26012500,"name":"Ford Motor Company","slug":"ford-motor-company"},{"key":"S4995","loans":8,"dollars":27706000,"name":"Nissan North America","slug":"nissan-north-america"},{"key":"S5004","loans":7,"dollars":19488500,"name":"General Motors","slug":"general-motors"}]}}