{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/lender/ameris-bank","type":"lender","name":"Ameris Bank","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"name":"Ameris Bank","state":"GA","slug":"ameris-bank","all_7a_loans":294,"all_7a_dollars":318898100,"plp_share":0.8632,"summary":{"loans":95,"dollars":117418700,"median":860000,"mean":1235986,"p25":470750,"p75":1773000,"avg_rate":7.05,"median_term":120,"guaranty_share":0.767,"jobs":1483,"franchise_loans":27,"recent_loans":8},"by_fy":[{"fy":2018,"loans":19,"dollars":19512600,"median":822000},{"fy":2019,"loans":23,"dollars":18803100,"median":601500},{"fy":2020,"loans":19,"dollars":20514000,"median":740000},{"fy":2021,"loans":13,"dollars":16430900,"median":571200},{"fy":2022,"loans":5,"dollars":11081000,"median":1200000},{"fy":2023,"loans":5,"dollars":6781200,"median":925700},{"fy":2024,"loans":3,"dollars":3152100,"median":860000},{"fy":2025,"loans":3,"dollars":6843000,"median":2539400},{"fy":2026,"loans":5,"dollars":14300800,"median":2518000}],"seasoned":{"loans":74,"charged_off":2,"paid_in_full":49,"chargeoff_rate":0.027,"chargeoff_dollar_rate":0.0063,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":95,"median":860000,"p25":470750,"p75":1773000,"avg_rate":7.05,"median_term":120,"chargeoff_rate":0.027},"parents":[]},"concentration":{"by":"state","top1":0.3263,"top3":0.5474,"n3plus":11,"distinct":19},"recent":{"loans":8,"median":2528700,"prior_loans":8,"change":null},"size_mix":{"lt350k":0.1053,"350k_1m":0.4526,"1m_2m":0.2316,"gt2m":0.2105},"top_states":[{"key":"GA","loans":31,"dollars":45028400,"name":"Georgia","slug":"ga"},{"key":"FL","loans":16,"dollars":21545600,"name":"Florida","slug":"fl"},{"key":"NC","loans":5,"dollars":6328800,"name":"North Carolina","slug":"nc"},{"key":"MI","loans":5,"dollars":3611300,"name":"Michigan","slug":"mi"},{"key":"MA","loans":5,"dollars":2882000,"name":"Massachusetts","slug":"ma"},{"key":"SC","loans":4,"dollars":6126000,"name":"South Carolina","slug":"sc"},{"key":"IL","loans":4,"dollars":5352000,"name":"Illinois","slug":"il"},{"key":"TX","loans":3,"dollars":4339100,"name":"Texas","slug":"tx"},{"key":"NJ","loans":3,"dollars":3369500,"name":"New Jersey","slug":"nj"},{"key":"PA","loans":3,"dollars":3235700,"name":"Pennsylvania","slug":"pa"},{"key":"WA","loans":3,"dollars":2899400,"name":"Washington","slug":"wa"},{"key":"VA","loans":2,"dollars":3771500,"name":"Virginia","slug":"va"},{"key":"CA","loans":2,"dollars":2064000,"name":"California","slug":"ca"},{"key":"TN","loans":2,"dollars":1560000,"name":"Tennessee","slug":"tn"},{"key":"MO","loans":2,"dollars":1210000,"name":"Missouri","slug":"mo"}],"top_industries":[{"key":"457110","loans":9,"dollars":16579100,"name":"Gasoline Stations with Convenience Stores","slug":"gasoline-stations-with-convenience-stores-457110"},{"key":"721211","loans":8,"dollars":5979000,"name":"RV (Recreational Vehicle) Parks and Campgrounds","slug":"rv-recreational-vehicle-parks-and-campgrounds-721211"},{"key":"722513","loans":7,"dollars":4832600,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"722511","loans":4,"dollars":3970000,"name":"Full-Service Restaurants","slug":"full-service-restaurants-722511"},{"key":"812112","loans":4,"dollars":2771000,"name":"Beauty Salons","slug":"beauty-salons-812112"},{"key":"621210","loans":4,"dollars":2358800,"name":"Offices of Dentists","slug":"offices-of-dentists-621210"},{"key":"811192","loans":3,"dollars":6268000,"name":"Car Washes","slug":"car-washes-811192"},{"key":"561431","loans":3,"dollars":748600,"name":"Private Mail Centers","slug":"private-mail-centers-561431"},{"key":"459110","loans":2,"dollars":3232400,"name":"Sporting Goods Retailers","slug":"sporting-goods-retailers-459110"},{"key":"624410","loans":2,"dollars":2452400,"name":"Child Care Services","slug":"child-care-services-624410"}],"top_franchises":[{"key":"S1788","loans":3,"dollars":748600,"name":"The UPS Store","slug":"the-ups-store"},{"key":"S1648","loans":2,"dollars":1948100,"name":"Supercuts","slug":"supercuts"},{"key":"S1582","loans":1,"dollars":2100000,"name":"Sleep Inn","slug":"sleep-inn"},{"key":"S2801","loans":1,"dollars":1876000,"name":"U.S. Oil (Mobil)","slug":"u-s-oil-mobil"},{"key":"S1639","loans":1,"dollars":1323500,"name":"Subway","slug":"subway"},{"key":"S1328","loans":1,"dollars":693000,"name":"Play It Again Sports","slug":"play-it-again-sports"},{"key":"S1195","loans":1,"dollars":490700,"name":"Nothing Bundt Cakes","slug":"nothing-bundt-cakes"},{"key":"S0820","loans":1,"dollars":456000,"name":"Honey Dew Donuts","slug":"honey-dew-donuts"},{"key":"S2274","loans":1,"dollars":422900,"name":"Smartstyle","slug":"smartstyle"},{"key":"S0901","loans":1,"dollars":421400,"name":"Jersey Mike's Subs","slug":"jersey-mikes-subs"}]}}