{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/lender/bankfirst-financial-services","type":"lender","name":"BankFirst Financial Services","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"name":"BankFirst Financial Services","state":"MS","slug":"bankfirst-financial-services","all_7a_loans":302,"all_7a_dollars":103914200,"plp_share":0.8226,"summary":{"loans":62,"dollars":24627900,"median":221800,"mean":397224,"p25":129450,"p75":498825,"avg_rate":7.65,"median_term":120,"guaranty_share":0.786,"jobs":986,"franchise_loans":5,"recent_loans":0},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":6,"dollars":1079100,"median":211400},{"fy":2020,"loans":9,"dollars":2292700,"median":166400},{"fy":2021,"loans":13,"dollars":6058600,"median":282200},{"fy":2022,"loans":7,"dollars":4447000,"median":524100},{"fy":2023,"loans":22,"dollars":8535100,"median":192300},{"fy":2024,"loans":5,"dollars":2215400,"median":475000},{"fy":2025,"loans":0,"dollars":0,"median":null},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":28,"charged_off":3,"paid_in_full":12,"chargeoff_rate":0.1071,"chargeoff_dollar_rate":0.0324,"fy_min":2019,"fy_max":2021},"compare":{"entity":{"loans":62,"median":221800,"p25":129450,"p75":498825,"avg_rate":7.65,"median_term":120,"chargeoff_rate":0.1071},"parents":[]},"concentration":{"by":"state","top1":0.5161,"top3":0.9516,"n3plus":4,"distinct":4},"recent":{"loans":0,"median":null,"prior_loans":27,"change":-1},"size_mix":{"lt350k":0.629,"350k_1m":0.2581,"1m_2m":0.1129,"gt2m":0},"top_states":[{"key":"MS","loans":32,"dollars":16419600,"name":"Mississippi","slug":"ms"},{"key":"AL","loans":15,"dollars":3190200,"name":"Alabama","slug":"al"},{"key":"LA","loans":12,"dollars":3295200,"name":"Louisiana","slug":"la"},{"key":"TN","loans":3,"dollars":1722900,"name":"Tennessee","slug":"tn"}],"top_industries":[{"key":"722511","loans":6,"dollars":1491100,"name":"Full-Service Restaurants","slug":"full-service-restaurants-722511"},{"key":"722513","loans":5,"dollars":1375000,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"811111","loans":4,"dollars":618800,"name":"General Automotive Repair","slug":"general-automotive-repair-811111"},{"key":"445320","loans":3,"dollars":1552800,"name":"Beer, Wine, and Liquor Retailers","slug":"beer-wine-and-liquor-retailers-445320"},{"key":"624410","loans":3,"dollars":1321000,"name":"Child Care Services","slug":"child-care-services-624410"},{"key":"713940","loans":3,"dollars":769500,"name":"Fitness and Recreational Sports Centers","slug":"fitness-and-recreational-sports-centers-713940"},{"key":"238910","loans":2,"dollars":1401400,"name":"Site Preparation Contractors","slug":"site-preparation-contractors-238910"},{"key":"449210","loans":2,"dollars":1129700,"name":"Electronics and Appliance Retailers","slug":"electronics-and-appliance-retailers-449210"},{"key":"444180","loans":2,"dollars":968100,"name":"Other Building Material Dealers","slug":"other-building-material-dealers-444180"}],"top_franchises":[{"key":"S0505","loans":3,"dollars":888900,"name":"Dickey's Barbecue Pit","slug":"dickeys-barbecue-pit"}]}}