{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/lender/cathay-bank","type":"lender","name":"Cathay Bank","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"name":"Cathay Bank","state":"CA","slug":"cathay-bank","all_7a_loans":118,"all_7a_dollars":132598000,"plp_share":1,"summary":{"loans":30,"dollars":29224800,"median":460000,"mean":974160,"p25":316250,"p75":826250,"avg_rate":7.06,"median_term":120,"guaranty_share":0.751,"jobs":264,"franchise_loans":5,"recent_loans":3},"by_fy":[{"fy":2018,"loans":8,"dollars":4686800,"median":457500},{"fy":2019,"loans":8,"dollars":5952000,"median":392500},{"fy":2020,"loans":8,"dollars":15547000,"median":895000},{"fy":2021,"loans":0,"dollars":0,"median":null},{"fy":2022,"loans":0,"dollars":0,"median":null},{"fy":2023,"loans":0,"dollars":0,"median":null},{"fy":2024,"loans":3,"dollars":1130000,"median":336000},{"fy":2025,"loans":1,"dollars":680000,"median":680000},{"fy":2026,"loans":2,"dollars":1229000,"median":614500}],"seasoned":{"loans":24,"charged_off":1,"paid_in_full":12,"chargeoff_rate":0.0417,"chargeoff_dollar_rate":0.0054,"fy_min":2018,"fy_max":2020},"compare":{"entity":{"loans":30,"median":460000,"p25":316250,"p75":826250,"avg_rate":7.06,"median_term":120,"chargeoff_rate":0.0417},"parents":[]},"concentration":{"by":"state","top1":0.8667,"top3":0.9667,"n3plus":1,"distinct":4},"recent":{"loans":3,"median":680000,"prior_loans":3,"change":null},"size_mix":{"lt350k":0.3333,"350k_1m":0.4333,"1m_2m":0.1,"gt2m":0.1333},"top_states":[{"key":"CA","loans":26,"dollars":20213800,"name":"California","slug":"ca"},{"key":"AZ","loans":2,"dollars":7292000,"name":"Arizona","slug":"az"},{"key":"NY","loans":1,"dollars":1079000,"name":"New York","slug":"ny"},{"key":"TX","loans":1,"dollars":640000,"name":"Texas","slug":"tx"}],"top_industries":[{"key":"445320","loans":7,"dollars":3251000,"name":"Beer, Wine, and Liquor Retailers","slug":"beer-wine-and-liquor-retailers-445320"},{"key":"722511","loans":6,"dollars":2393800,"name":"Full-Service Restaurants","slug":"full-service-restaurants-722511"},{"key":"721110","loans":4,"dollars":16056000,"name":"Hotels (except Casino Hotels) and Motels","slug":"hotels-except-casino-hotels-and-motels-721110"},{"key":"445131","loans":3,"dollars":1495000,"name":"Convenience Retailers","slug":"convenience-retailers-445131"},{"key":"722513","loans":2,"dollars":2500000,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"812310","loans":2,"dollars":1394000,"name":"Coin-Operated Laundries and Drycleaners","slug":"coin-operated-laundries-and-drycleaners-812310"},{"key":"456110","loans":1,"dollars":640000,"name":"Pharmacies and Drug Retailers","slug":"pharmacies-and-drug-retailers-456110"},{"key":"445110","loans":1,"dollars":482000,"name":"Supermarkets and Other Grocery Retailers (except Convenience Retailers)","slug":"supermarkets-and-other-grocery-retailers-except-convenience-retailers-445110"},{"key":"561431","loans":1,"dollars":445000,"name":"Private Mail Centers","slug":"private-mail-centers-561431"},{"key":"812320","loans":1,"dollars":250000,"name":"Drycleaning and Laundry Services (except Coin-Operated)","slug":"drycleaning-and-laundry-services-except-coin-operated-812320"}],"top_franchises":[{"key":"S1133","loans":2,"dollars":8764000,"name":"Motel 6","slug":"motel-6"},{"key":"S2125","loans":1,"dollars":3960000,"name":"Best Western","slug":"best-western"},{"key":"S0488","loans":1,"dollars":3332000,"name":"Days Inn","slug":"days-inn"},{"key":"S1788","loans":1,"dollars":445000,"name":"The UPS Store","slug":"the-ups-store"}]}}