{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/lender/oakstar-bank","type":"lender","name":"OakStar Bank","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"name":"OakStar Bank","state":"MO","slug":"oakstar-bank","all_7a_loans":624,"all_7a_dollars":498698200,"plp_share":0.8758,"summary":{"loans":153,"dollars":157511900,"median":719800,"mean":1029490,"p25":315000,"p75":1260000,"avg_rate":8.37,"median_term":120,"guaranty_share":0.752,"jobs":1857,"franchise_loans":18,"recent_loans":55},"by_fy":[{"fy":2018,"loans":10,"dollars":11044100,"median":558050},{"fy":2019,"loans":15,"dollars":12337400,"median":525000},{"fy":2020,"loans":11,"dollars":8505800,"median":595000},{"fy":2021,"loans":18,"dollars":17404900,"median":790750},{"fy":2022,"loans":12,"dollars":8971600,"median":716750},{"fy":2023,"loans":12,"dollars":12728100,"median":764900},{"fy":2024,"loans":20,"dollars":22706200,"median":716250},{"fy":2025,"loans":24,"dollars":20435700,"median":699100},{"fy":2026,"loans":31,"dollars":43378100,"median":1000000}],"seasoned":{"loans":54,"charged_off":1,"paid_in_full":25,"chargeoff_rate":0.0185,"chargeoff_dollar_rate":0.0118,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":153,"median":719800,"p25":315000,"p75":1260000,"avg_rate":8.37,"median_term":120,"chargeoff_rate":0.0185},"parents":[]},"concentration":{"by":"state","top1":0.7255,"top3":0.9673,"n3plus":3,"distinct":6},"recent":{"loans":55,"median":756000,"prior_loans":32,"change":0.7188},"size_mix":{"lt350k":0.2745,"350k_1m":0.3464,"1m_2m":0.2418,"gt2m":0.1373},"top_states":[{"key":"MO","loans":111,"dollars":105924200,"name":"Missouri","slug":"mo"},{"key":"KS","loans":30,"dollars":29463100,"name":"Kansas","slug":"ks"},{"key":"CO","loans":7,"dollars":9311600,"name":"Colorado","slug":"co"},{"key":"OK","loans":2,"dollars":6413000,"name":"Oklahoma","slug":"ok"},{"key":"IA","loans":2,"dollars":6000000,"name":"Iowa","slug":"ia"},{"key":"AR","loans":1,"dollars":400000,"name":"Arkansas","slug":"ar"}],"top_industries":[{"key":"721110","loans":11,"dollars":20053200,"name":"Hotels (except Casino Hotels) and Motels","slug":"hotels-except-casino-hotels-and-motels-721110"},{"key":"457110","loans":9,"dollars":15335500,"name":"Gasoline Stations with Convenience Stores","slug":"gasoline-stations-with-convenience-stores-457110"},{"key":"722511","loans":9,"dollars":4182000,"name":"Full-Service Restaurants","slug":"full-service-restaurants-722511"},{"key":"445320","loans":6,"dollars":4053300,"name":"Beer, Wine, and Liquor Retailers","slug":"beer-wine-and-liquor-retailers-445320"},{"key":"541211","loans":5,"dollars":4831000,"name":"Offices of Certified Public Accountants","slug":"offices-of-certified-public-accountants-541211"},{"key":"238220","loans":4,"dollars":3452500,"name":"Plumbing, Heating, and Air-Conditioning Contractors","slug":"plumbing-heating-and-air-conditioning-contractors-238220"},{"key":"621210","loans":4,"dollars":2871800,"name":"Offices of Dentists","slug":"offices-of-dentists-621210"},{"key":"722513","loans":4,"dollars":1816100,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"238330","loans":3,"dollars":5593300,"name":"Flooring Contractors","slug":"flooring-contractors-238330"},{"key":"459140","loans":3,"dollars":2546300,"name":"Musical Instrument and Supplies Retailers","slug":"musical-instrument-and-supplies-retailers-459140"}],"top_franchises":[{"key":"S3094","loans":2,"dollars":4938500,"name":"World Fuel Services","slug":"world-fuel-services"},{"key":"S0488","loans":2,"dollars":4510000,"name":"Days Inn","slug":"days-inn"},{"key":"S0400","loans":2,"dollars":1007500,"name":"Cold Stone Creamery","slug":"cold-stone-creamery"},{"key":"S1658","loans":2,"dollars":177500,"name":"Sylvan Learning Centers","slug":"sylvan-learning-centers"},{"key":"S0197","loans":1,"dollars":3010000,"name":"Baymont","slug":"baymont"},{"key":"S0811","loans":1,"dollars":2460000,"name":"Home Instead","slug":"home-instead"},{"key":"S1414","loans":1,"dollars":1600000,"name":"Red Roof Inn","slug":"red-roof-inn"},{"key":"S1645","loans":1,"dollars":1000000,"name":"Super 8","slug":"super-8"},{"key":"S2631","loans":1,"dollars":981000,"name":"Sunoco","slug":"sunoco"},{"key":"S2783","loans":1,"dollars":915000,"name":"Piggly Wiggly","slug":"piggly-wiggly"}]}}