{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/lender/pinnacle-bank","type":"lender","name":"Pinnacle Bank","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"name":"Pinnacle Bank","state":"TN","slug":"pinnacle-bank","all_7a_loans":1497,"all_7a_dollars":1870722400,"plp_share":0.8597,"summary":{"loans":449,"dollars":649942300,"median":955000,"mean":1447533,"p25":498000,"p75":1990000,"avg_rate":7.23,"median_term":120,"guaranty_share":0.764,"jobs":6980,"franchise_loans":84,"recent_loans":85},"by_fy":[{"fy":2018,"loans":29,"dollars":24467500,"median":615000},{"fy":2019,"loans":46,"dollars":71963700,"median":927000},{"fy":2020,"loans":66,"dollars":85590400,"median":728000},{"fy":2021,"loans":70,"dollars":107770300,"median":1104900},{"fy":2022,"loans":65,"dollars":101483900,"median":1070000},{"fy":2023,"loans":58,"dollars":87252300,"median":978950},{"fy":2024,"loans":30,"dollars":40028400,"median":950000},{"fy":2025,"loans":33,"dollars":49092900,"median":995000},{"fy":2026,"loans":52,"dollars":82292900,"median":1004850}],"seasoned":{"loans":211,"charged_off":4,"paid_in_full":119,"chargeoff_rate":0.019,"chargeoff_dollar_rate":0.0067,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":449,"median":955000,"p25":498000,"p75":1990000,"avg_rate":7.23,"median_term":120,"chargeoff_rate":0.019},"parents":[]},"concentration":{"by":"state","top1":0.2004,"top3":0.4811,"n3plus":13,"distinct":28},"recent":{"loans":85,"median":995000,"prior_loans":88,"change":-0.0341},"size_mix":{"lt350k":0.167,"350k_1m":0.3563,"1m_2m":0.2294,"gt2m":0.2472},"top_states":[{"key":"CA","loans":90,"dollars":165547500,"name":"California","slug":"ca"},{"key":"NC","loans":73,"dollars":92434300,"name":"North Carolina","slug":"nc"},{"key":"FL","loans":53,"dollars":93503600,"name":"Florida","slug":"fl"},{"key":"TN","loans":52,"dollars":58780700,"name":"Tennessee","slug":"tn"},{"key":"GA","loans":45,"dollars":63637100,"name":"Georgia","slug":"ga"},{"key":"SC","loans":42,"dollars":42643300,"name":"South Carolina","slug":"sc"},{"key":"VA","loans":25,"dollars":32665000,"name":"Virginia","slug":"va"},{"key":"AL","loans":20,"dollars":27504300,"name":"Alabama","slug":"al"},{"key":"TX","loans":11,"dollars":17278100,"name":"Texas","slug":"tx"},{"key":"PA","loans":6,"dollars":12537100,"name":"Pennsylvania","slug":"pa"},{"key":"MD","loans":4,"dollars":4899000,"name":"Maryland","slug":"md"},{"key":"MS","loans":4,"dollars":4839000,"name":"Mississippi","slug":"ms"},{"key":"NE","loans":4,"dollars":1515400,"name":"Nebraska","slug":"ne"},{"key":"OH","loans":2,"dollars":3766100,"name":"Ohio","slug":"oh"},{"key":"AZ","loans":2,"dollars":3354000,"name":"Arizona","slug":"az"}],"top_industries":[{"key":"623312","loans":54,"dollars":65848000,"name":"Assisted Living Facilities for the Elderly","slug":"assisted-living-facilities-for-the-elderly-623312"},{"key":"721110","loans":28,"dollars":94018300,"name":"Hotels (except Casino Hotels) and Motels","slug":"hotels-except-casino-hotels-and-motels-721110"},{"key":"722511","loans":19,"dollars":13940000,"name":"Full-Service Restaurants","slug":"full-service-restaurants-722511"},{"key":"236118","loans":10,"dollars":12703200,"name":"Residential Remodelers","slug":"residential-remodelers-236118"},{"key":"713940","loans":10,"dollars":5663000,"name":"Fitness and Recreational Sports Centers","slug":"fitness-and-recreational-sports-centers-713940"},{"key":"624410","loans":9,"dollars":21642000,"name":"Child Care Services","slug":"child-care-services-624410"},{"key":"722513","loans":9,"dollars":5835500,"name":"Limited-Service Restaurants","slug":"limited-service-restaurants-722513"},{"key":"238990","loans":8,"dollars":14923000,"name":"All Other Specialty Trade Contractors","slug":"all-other-specialty-trade-contractors-238990"},{"key":"621310","loans":8,"dollars":7031100,"name":"Offices of Chiropractors","slug":"offices-of-chiropractors-621310"},{"key":"561730","loans":7,"dollars":6545500,"name":"Landscaping Services","slug":"landscaping-services-561730"}],"top_franchises":[{"key":"S1327","loans":5,"dollars":4732300,"name":"Plato's Closet","slug":"platos-closet"},{"key":"S1133","loans":4,"dollars":19683000,"name":"Motel 6","slug":"motel-6"},{"key":"S0982","loans":4,"dollars":12265000,"name":"La Quinta","slug":"la-quinta"},{"key":"S1373","loans":3,"dollars":10200000,"name":"Quality Inn","slug":"quality-inn"},{"key":"S2322","loans":3,"dollars":9402500,"name":"SureStay","slug":"surestay"},{"key":"S1537","loans":3,"dollars":1983300,"name":"Screenmobile","slug":"screenmobile"},{"key":"S0067","loans":3,"dollars":1939000,"name":"Ace Hardware","slug":"ace-hardware"},{"key":"S0278","loans":3,"dollars":1788000,"name":"Burn Boot Camp Fitness","slug":"burn-boot-camp-fitness"},{"key":"S2031","loans":3,"dollars":1379000,"name":"Hotworx","slug":"hotworx"},{"key":"S1353","loans":2,"dollars":9274000,"name":"Primrose Schools","slug":"primrose-schools"}]}}