{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/al/full-service-restaurants-722511","type":"state-industry","name":"Full-Service Restaurants in Alabama","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"722511","name":"Full-Service Restaurants","slug":"full-service-restaurants-722511","loans":23,"dollars":10650900,"median":324200,"summary":{"loans":23,"dollars":10650900,"median":324200,"mean":463083,"p25":142500,"p75":633250,"avg_rate":8.69,"median_term":120,"guaranty_share":0.748,"jobs":330,"franchise_loans":5,"recent_loans":5},"by_fy":[{"fy":2018,"loans":2,"dollars":1009500,"median":504750},{"fy":2019,"loans":3,"dollars":1653700,"median":326700},{"fy":2020,"loans":1,"dollars":235000,"median":235000},{"fy":2021,"loans":0,"dollars":0,"median":null},{"fy":2022,"loans":2,"dollars":1524200,"median":762100},{"fy":2023,"loans":4,"dollars":2545000,"median":250000},{"fy":2024,"loans":6,"dollars":1790500,"median":173600},{"fy":2025,"loans":1,"dollars":657000,"median":657000},{"fy":2026,"loans":4,"dollars":1236000,"median":240500}],"seasoned":{"loans":6,"charged_off":1,"paid_in_full":3,"chargeoff_rate":0.1667,"chargeoff_dollar_rate":0.0932,"fy_min":2018,"fy_max":2020},"compare":{"entity":{"loans":23,"median":324200,"p25":142500,"p75":633250,"avg_rate":8.69,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"AL","loans":476,"median":787850,"p25":331750,"p75":1569250,"avg_rate":7.88,"median_term":120,"chargeoff_rate":0.0347},{"kind":"industry","id":"722511","loans":2797,"median":411700,"p25":225000,"p75":819000,"avg_rate":8.08,"median_term":120,"chargeoff_rate":0.0586}]},"concentration":{"by":"lender","top1":0.3043,"top3":0.4348,"n3plus":1,"distinct":16},"recent":{"loans":5,"median":331000,"prior_loans":10,"change":-0.5},"size_mix":{"lt350k":0.6087,"350k_1m":0.2174,"1m_2m":0.1739,"gt2m":0},"top_lenders":[{"key":"The Huntington National Bank","loans":7,"dollars":2126000,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Renasant Bank","loans":2,"dollars":2234200,"name":"Renasant Bank","slug":"renasant-bank"},{"key":"PNC Bank, National Association","loans":1,"dollars":1230000,"name":"PNC Bank, National Association","slug":"pnc-bank-national-association"},{"key":"Regions Bank","loans":1,"dollars":1200000,"name":"Regions Bank","slug":"regions-bank"},{"key":"Hancock Whitney Bank","loans":1,"dollars":730000,"name":"Hancock Whitney Bank","slug":"hancock-whitney-bank"}],"top_franchises":[{"key":"S1639","loans":1,"dollars":150000,"name":"Subway","slug":"subway"}]}}