{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/ca/full-service-restaurants-722511","type":"state-industry","name":"Full-Service Restaurants in California","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"722511","name":"Full-Service Restaurants","slug":"full-service-restaurants-722511","loans":420,"dollars":238577400,"median":359800,"summary":{"loans":420,"dollars":238577400,"median":359800,"mean":568041,"p25":207900,"p75":676250,"avg_rate":8.07,"median_term":120,"guaranty_share":0.754,"jobs":7327,"franchise_loans":25,"recent_loans":77},"by_fy":[{"fy":2018,"loans":56,"dollars":22277200,"median":250000},{"fy":2019,"loans":72,"dollars":34196800,"median":292500},{"fy":2020,"loans":51,"dollars":22532800,"median":250000},{"fy":2021,"loans":30,"dollars":18401400,"median":345100},{"fy":2022,"loans":38,"dollars":19608300,"median":462000},{"fy":2023,"loans":49,"dollars":33386600,"median":483200},{"fy":2024,"loans":47,"dollars":30962600,"median":490000},{"fy":2025,"loans":35,"dollars":31154500,"median":482400},{"fy":2026,"loans":42,"dollars":26057200,"median":429000}],"seasoned":{"loans":209,"charged_off":11,"paid_in_full":118,"chargeoff_rate":0.0526,"chargeoff_dollar_rate":0.0262,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":420,"median":359800,"p25":207900,"p75":676250,"avg_rate":8.07,"median_term":120,"chargeoff_rate":0.0526},"parents":[{"kind":"state","id":"CA","loans":5184,"median":600000,"p25":296225,"p75":1395000,"avg_rate":7.87,"median_term":120,"chargeoff_rate":0.0413},{"kind":"industry","id":"722511","loans":2797,"median":411700,"p25":225000,"p75":819000,"avg_rate":8.08,"median_term":120,"chargeoff_rate":0.0586}]},"concentration":{"by":"lender","top1":0.1905,"top3":0.3857,"n3plus":33,"distinct":82},"recent":{"loans":77,"median":455000,"prior_loans":96,"change":-0.1979},"size_mix":{"lt350k":0.4667,"350k_1m":0.3762,"1m_2m":0.1238,"gt2m":0.0333},"top_lenders":[{"key":"Bank of Hope","loans":80,"dollars":26661500,"name":"Bank of Hope","slug":"bank-of-hope"},{"key":"Hanmi Bank","loans":50,"dollars":19938000,"name":"Hanmi Bank","slug":"hanmi-bank"},{"key":"Plumas Bank","loans":32,"dollars":19962500,"name":"Plumas Bank","slug":"plumas-bank"},{"key":"Open Bank","loans":19,"dollars":7781500,"name":"Open Bank","slug":"open-bank"},{"key":"PCB Bank","loans":17,"dollars":10085200,"name":"PCB Bank","slug":"pcb-bank"}],"top_franchises":[{"key":"S1452","loans":4,"dollars":3945000,"name":"Round Table Pizza","slug":"round-table-pizza"},{"key":"S0505","loans":4,"dollars":1551000,"name":"Dickey's Barbecue Pit","slug":"dickeys-barbecue-pit"},{"key":"S1134","loans":2,"dollars":778000,"name":"Mountain Mike's Pizza","slug":"mountain-mikes-pizza"},{"key":"S2351","loans":1,"dollars":1700000,"name":"Denny's","slug":"dennys"},{"key":"S0270","loans":1,"dollars":825500,"name":"Buffalo Wings & Rings","slug":"buffalo-wings-and-rings"}]}}