{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/in/beer-wine-and-liquor-retailers-445320","type":"state-industry","name":"Beer, Wine, and Liquor Retailers in Indiana","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"445320","name":"Beer, Wine, and Liquor Retailers","slug":"beer-wine-and-liquor-retailers-445320","loans":20,"dollars":15301000,"median":529750,"summary":{"loans":20,"dollars":15301000,"median":529750,"mean":765050,"p25":423700,"p75":1023075,"avg_rate":6.64,"median_term":120,"guaranty_share":0.776,"jobs":214,"franchise_loans":0,"recent_loans":2},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":3,"dollars":3378400,"median":552500},{"fy":2020,"loans":5,"dollars":2438700,"median":507000},{"fy":2021,"loans":4,"dollars":2878600,"median":476800},{"fy":2022,"loans":2,"dollars":1208000,"median":604000},{"fy":2023,"loans":1,"dollars":1324800,"median":1324800},{"fy":2024,"loans":3,"dollars":1047500,"median":100000},{"fy":2025,"loans":1,"dollars":1525000,"median":1525000},{"fy":2026,"loans":1,"dollars":1500000,"median":1500000}],"seasoned":{"loans":12,"charged_off":0,"paid_in_full":6,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2019,"fy_max":2021},"compare":{"entity":{"loans":20,"median":529750,"p25":423700,"p75":1023075,"avg_rate":6.64,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"IN","loans":1158,"median":521250,"p25":225000,"p75":1423375,"avg_rate":7.45,"median_term":120,"chargeoff_rate":0.0312},{"kind":"industry","id":"445320","loans":1736,"median":650000,"p25":370875,"p75":1166250,"avg_rate":7.66,"median_term":120,"chargeoff_rate":0.014}]},"concentration":{"by":"lender","top1":0.15,"top3":0.45,"n3plus":3,"distinct":11},"recent":{"loans":2,"median":1512500,"prior_loans":4,"change":null},"size_mix":{"lt350k":0.2,"350k_1m":0.55,"1m_2m":0.2,"gt2m":0.05},"top_lenders":[{"key":"First Merchants Bank","loans":3,"dollars":3573800,"name":"First Merchants Bank","display_name":"First Merchants Bank","slug":"first-merchants-bank"},{"key":"Merchants Bank of Indiana","loans":3,"dollars":3424800,"name":"Merchants Bank of Indiana","display_name":"Merchants Bank of Indiana","slug":"merchants-bank-of-indiana"},{"key":"State Bank","loans":3,"dollars":1552000,"name":"State Bank","display_name":"State Bank","slug":null},{"key":"Centier Bank","loans":2,"dollars":2422500,"name":"Centier Bank","display_name":"Centier Bank","slug":"centier-bank"},{"key":"1st Source Bank","loans":2,"dollars":721800,"name":"1st Source Bank","display_name":"1st Source Bank","slug":"1st-source-bank"}],"top_franchises":[]}}