{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/ma/full-service-restaurants-722511","type":"state-industry","name":"Full-Service Restaurants in Massachusetts","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"722511","name":"Full-Service Restaurants","slug":"full-service-restaurants-722511","loans":73,"dollars":41521300,"median":250000,"summary":{"loans":73,"dollars":41521300,"median":250000,"mean":568785,"p25":132000,"p75":750000,"avg_rate":7.44,"median_term":120,"guaranty_share":0.744,"jobs":1866,"franchise_loans":3,"recent_loans":19},"by_fy":[{"fy":2018,"loans":10,"dollars":3514500,"median":145000},{"fy":2019,"loans":9,"dollars":4010800,"median":347000},{"fy":2020,"loans":5,"dollars":1571500,"median":170000},{"fy":2021,"loans":1,"dollars":80100,"median":80100},{"fy":2022,"loans":8,"dollars":3674000,"median":238000},{"fy":2023,"loans":11,"dollars":10666000,"median":544000},{"fy":2024,"loans":10,"dollars":4120000,"median":204000},{"fy":2025,"loans":13,"dollars":7133000,"median":240000},{"fy":2026,"loans":6,"dollars":6751400,"median":1068750}],"seasoned":{"loans":25,"charged_off":0,"paid_in_full":18,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":73,"median":250000,"p25":132000,"p75":750000,"avg_rate":7.44,"median_term":120,"chargeoff_rate":0},"parents":[{"kind":"state","id":"MA","loans":963,"median":410000,"p25":175000,"p75":1041000,"avg_rate":7.34,"median_term":120,"chargeoff_rate":0.0318},{"kind":"industry","id":"722511","loans":2797,"median":411700,"p25":225000,"p75":819000,"avg_rate":8.08,"median_term":120,"chargeoff_rate":0.0586}]},"concentration":{"by":"lender","top1":0.2466,"top3":0.4384,"n3plus":8,"distinct":25},"recent":{"loans":19,"median":250000,"prior_loans":21,"change":-0.0952},"size_mix":{"lt350k":0.6027,"350k_1m":0.1918,"1m_2m":0.1507,"gt2m":0.0548},"top_lenders":[{"key":"Rockland Trust Company","loans":18,"dollars":8395000,"name":"Rockland Trust Company","slug":"rockland-trust-company"},{"key":"Eastern Bank","loans":9,"dollars":6231500,"name":"Eastern Bank","slug":"eastern-bank"},{"key":"Northern Bank and Trust Company","loans":5,"dollars":5483100,"name":"Northern Bank and Trust Company","slug":null},{"key":"Santander Bank, National Association","loans":5,"dollars":2624000,"name":"Santander Bank, National Association","slug":"santander-bank-national-association"},{"key":"Greenfield Savings Bank","loans":4,"dollars":534500,"name":"Greenfield Savings Bank","slug":null}],"top_franchises":[{"key":"S0206","loans":1,"dollars":150000,"name":"Ben & Jerry's","slug":"ben-and-jerrys"}]}}