{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/mo/all-other-specialty-trade-contractors-238990","type":"state-industry","name":"All Other Specialty Trade Contractors in Missouri","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"238990","name":"All Other Specialty Trade Contractors","slug":"all-other-specialty-trade-contractors-238990","loans":19,"dollars":18443100,"median":544500,"summary":{"loans":19,"dollars":18443100,"median":544500,"mean":970689,"p25":358250,"p75":1129500,"avg_rate":7.97,"median_term":120,"guaranty_share":0.763,"jobs":235,"franchise_loans":1,"recent_loans":2},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":4,"dollars":3448500,"median":781500},{"fy":2020,"loans":2,"dollars":1930000,"median":965000},{"fy":2021,"loans":2,"dollars":2879500,"median":1439750},{"fy":2022,"loans":4,"dollars":2719500,"median":614250},{"fy":2023,"loans":2,"dollars":1123800,"median":561900},{"fy":2024,"loans":3,"dollars":5915500,"median":544500},{"fy":2025,"loans":1,"dollars":350000,"median":350000},{"fy":2026,"loans":1,"dollars":76300,"median":76300}],"seasoned":{"loans":8,"charged_off":0,"paid_in_full":3,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2019,"fy_max":2021},"compare":{"entity":{"loans":19,"median":544500,"p25":358250,"p75":1129500,"avg_rate":7.97,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"MO","loans":1098,"median":580000,"p25":270000,"p75":1258750,"avg_rate":7.77,"median_term":120,"chargeoff_rate":0.0294},{"kind":"industry","id":"238990","loans":884,"median":673500,"p25":301500,"p75":1696250,"avg_rate":8.19,"median_term":120,"chargeoff_rate":0.0421}]},"concentration":{"by":"lender","top1":0.1053,"top3":0.3158,"n3plus":0,"distinct":15},"recent":{"loans":2,"median":213150,"prior_loans":5,"change":null},"size_mix":{"lt350k":0.2105,"350k_1m":0.4737,"1m_2m":0.2105,"gt2m":0.1053},"top_lenders":[{"key":"The Bank of Houston","loans":2,"dollars":5472000,"name":"The Bank of Houston","slug":"the-bank-of-houston"},{"key":"Guaranty Bank","loans":2,"dollars":2137500,"name":"Guaranty Bank","slug":"guaranty-bank"},{"key":"Regent Bank","loans":2,"dollars":1543300,"name":"Regent Bank","slug":"regent-bank"},{"key":"OakStar Bank","loans":2,"dollars":447300,"name":"OakStar Bank","slug":"oakstar-bank"},{"key":"First Business Bank","loans":1,"dollars":2513000,"name":"First Business Bank","slug":"first-business-bank"}],"top_franchises":[{"key":"S2218","loans":1,"dollars":756500,"name":"Miracle Method Surface Refinishing","slug":"miracle-method-surface-refinishing"}]}}