{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/nj/beauty-salons-812112","type":"state-industry","name":"Beauty Salons in New Jersey","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"812112","name":"Beauty Salons","slug":"beauty-salons-812112","loans":16,"dollars":10310000,"median":412500,"summary":{"loans":16,"dollars":10310000,"median":412500,"mean":644375,"p25":341250,"p75":632925,"avg_rate":7.79,"median_term":120,"guaranty_share":0.749,"jobs":216,"franchise_loans":7,"recent_loans":4},"by_fy":[{"fy":2018,"loans":1,"dollars":150000,"median":150000},{"fy":2019,"loans":3,"dollars":3674100,"median":601500},{"fy":2020,"loans":4,"dollars":2348700,"median":469450},{"fy":2021,"loans":1,"dollars":315000,"median":315000},{"fy":2022,"loans":0,"dollars":0,"median":null},{"fy":2023,"loans":2,"dollars":785000,"median":392500},{"fy":2024,"loans":1,"dollars":150000,"median":150000},{"fy":2025,"loans":4,"dollars":2887200,"median":573600},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":9,"charged_off":0,"paid_in_full":3,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":16,"median":412500,"p25":341250,"p75":632925,"avg_rate":7.79,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"NJ","loans":1130,"median":719500,"p25":340550,"p75":1584000,"avg_rate":8.08,"median_term":120,"chargeoff_rate":0.02},{"kind":"industry","id":"812112","loans":444,"median":288600,"p25":125000,"p75":627875,"avg_rate":7.69,"median_term":120,"chargeoff_rate":0.0309}]},"concentration":{"by":"lender","top1":0.1875,"top3":0.375,"n3plus":1,"distinct":13},"recent":{"loans":4,"median":573600,"prior_loans":3,"change":null},"size_mix":{"lt350k":0.25,"350k_1m":0.5625,"1m_2m":0.125,"gt2m":0.0625},"top_lenders":[{"key":"Simmons Bank","loans":3,"dollars":1536500,"name":"Simmons Bank","slug":"simmons-bank"},{"key":"Wilmington Savings Fund Society FSB","loans":2,"dollars":877200,"name":"Wilmington Savings Fund Society FSB","slug":"wilmington-savings-fund-society-fsb"},{"key":"Bank of America, National Association","loans":1,"dollars":2475000,"name":"Bank of America, National Association","slug":"bank-of-america-national-association"},{"key":"Live Oak Banking Company","loans":1,"dollars":1590000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"Kearny Bank","loans":1,"dollars":1059800,"name":"Kearny Bank","slug":null}],"top_franchises":[{"key":"S0101","loans":3,"dollars":1536500,"name":"Amazing Lash Studio","slug":"amazing-lash-studio"},{"key":"S1648","loans":2,"dollars":3076500,"name":"Supercuts","slug":"supercuts"},{"key":"S0782","loans":1,"dollars":380000,"name":"Hand and Stone Massage and Facial Spa","slug":"hand-and-stone-massage-and-facial-spa"}]}}