{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/ny/nail-salons-812113","type":"state-industry","name":"Nail Salons in New York","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"812113","name":"Nail Salons","slug":"nail-salons-812113","loans":19,"dollars":5790000,"median":300000,"summary":{"loans":19,"dollars":5790000,"median":300000,"mean":304737,"p25":150000,"p75":400000,"avg_rate":6.86,"median_term":120,"guaranty_share":0.75,"jobs":224,"franchise_loans":0,"recent_loans":3},"by_fy":[{"fy":2018,"loans":3,"dollars":1160000,"median":300000},{"fy":2019,"loans":2,"dollars":375000,"median":187500},{"fy":2020,"loans":4,"dollars":1215000,"median":300000},{"fy":2021,"loans":2,"dollars":350000,"median":175000},{"fy":2022,"loans":3,"dollars":1215000,"median":350000},{"fy":2023,"loans":2,"dollars":375000,"median":187500},{"fy":2024,"loans":0,"dollars":0,"median":null},{"fy":2025,"loans":1,"dollars":450000,"median":450000},{"fy":2026,"loans":2,"dollars":650000,"median":325000}],"seasoned":{"loans":11,"charged_off":1,"paid_in_full":8,"chargeoff_rate":0.0909,"chargeoff_dollar_rate":0.1085,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":19,"median":300000,"p25":150000,"p75":400000,"avg_rate":6.86,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"NY","loans":1530,"median":577500,"p25":220000,"p75":1356000,"avg_rate":7.83,"median_term":120,"chargeoff_rate":0.0272},{"kind":"industry","id":"812113","loans":143,"median":320000,"p25":170000,"p75":647000,"avg_rate":8.23,"median_term":120,"chargeoff_rate":0.0517}]},"concentration":{"by":"lender","top1":0.5789,"top3":0.7895,"n3plus":1,"distinct":7},"recent":{"loans":3,"median":330000,"prior_loans":2,"change":null},"size_mix":{"lt350k":0.6842,"350k_1m":0.3158,"1m_2m":0,"gt2m":0},"top_lenders":[{"key":"New Millennium Bank","loans":11,"dollars":3290000,"name":"New Millennium Bank","slug":"new-millennium-bank"},{"key":"The Bank of Princeton","loans":2,"dollars":605000,"name":"The Bank of Princeton","slug":"the-bank-of-princeton"},{"key":"Bank of Hope","loans":2,"dollars":375000,"name":"Bank of Hope","slug":"bank-of-hope"},{"key":"CTBC Bank Corp. (USA)","loans":1,"dollars":640000,"name":"CTBC Bank Corp. (USA)","slug":null},{"key":"Metro City Bank","loans":1,"dollars":450000,"name":"Metro City Bank","slug":"metro-city-bank"}],"top_franchises":[]}}