{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/pa/all-other-specialty-trade-contractors-238990","type":"state-industry","name":"All Other Specialty Trade Contractors in Pennsylvania","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"238990","name":"All Other Specialty Trade Contractors","slug":"all-other-specialty-trade-contractors-238990","loans":37,"dollars":46560200,"median":500000,"summary":{"loans":37,"dollars":46560200,"median":500000,"mean":1258384,"p25":350000,"p75":1625600,"avg_rate":8.36,"median_term":120,"guaranty_share":0.753,"jobs":399,"franchise_loans":1,"recent_loans":12},"by_fy":[{"fy":2018,"loans":1,"dollars":534000,"median":534000},{"fy":2019,"loans":1,"dollars":453600,"median":453600},{"fy":2020,"loans":2,"dollars":5000000,"median":2500000},{"fy":2021,"loans":5,"dollars":5656000,"median":488000},{"fy":2022,"loans":3,"dollars":4025000,"median":1040000},{"fy":2023,"loans":4,"dollars":2007800,"median":311400},{"fy":2024,"loans":9,"dollars":18030000,"median":500000},{"fy":2025,"loans":6,"dollars":6975000,"median":462500},{"fy":2026,"loans":6,"dollars":3878800,"median":430000}],"seasoned":{"loans":9,"charged_off":0,"paid_in_full":2,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":37,"median":500000,"p25":350000,"p75":1625600,"avg_rate":8.36,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"PA","loans":1765,"median":535000,"p25":229000,"p75":1282000,"avg_rate":7.94,"median_term":120,"chargeoff_rate":0.0206},{"kind":"industry","id":"238990","loans":884,"median":673500,"p25":301500,"p75":1696250,"avg_rate":8.19,"median_term":120,"chargeoff_rate":0.0421}]},"concentration":{"by":"lender","top1":0.2162,"top3":0.3784,"n3plus":4,"distinct":19},"recent":{"loans":12,"median":430000,"prior_loans":13,"change":-0.0769},"size_mix":{"lt350k":0.2432,"350k_1m":0.4054,"1m_2m":0.1081,"gt2m":0.2432},"top_lenders":[{"key":"Live Oak Banking Company","loans":8,"dollars":15355000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"First Commonwealth Bank","loans":3,"dollars":6000000,"name":"First Commonwealth Bank","slug":"first-commonwealth-bank"},{"key":"Wilmington Savings Fund Society FSB","loans":3,"dollars":3043600,"name":"Wilmington Savings Fund Society FSB","slug":"wilmington-savings-fund-society-fsb"},{"key":"Northwest Bank","loans":3,"dollars":655800,"name":"Northwest Bank","slug":"northwest-bank"},{"key":"Beacon Bank and Trust","loans":2,"dollars":5675000,"name":"Beacon Bank and Trust","slug":"beacon-bank-and-trust"}],"top_franchises":[{"key":"S0266","loans":1,"dollars":453600,"name":"Budget Blinds","slug":"budget-blinds"}]}}