{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/pa/full-service-restaurants-722511","type":"state-industry","name":"Full-Service Restaurants in Pennsylvania","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"722511","name":"Full-Service Restaurants","slug":"full-service-restaurants-722511","loans":108,"dollars":87522400,"median":407000,"summary":{"loans":108,"dollars":87522400,"median":407000,"mean":810393,"p25":196375,"p75":967425,"avg_rate":8.37,"median_term":146,"guaranty_share":0.755,"jobs":2175,"franchise_loans":2,"recent_loans":30},"by_fy":[{"fy":2018,"loans":9,"dollars":10363400,"median":1241500},{"fy":2019,"loans":15,"dollars":8343300,"median":275700},{"fy":2020,"loans":8,"dollars":3635600,"median":373750},{"fy":2021,"loans":8,"dollars":8721300,"median":706000},{"fy":2022,"loans":7,"dollars":3071100,"median":272800},{"fy":2023,"loans":11,"dollars":10516100,"median":375000},{"fy":2024,"loans":20,"dollars":16640000,"median":488750},{"fy":2025,"loans":10,"dollars":9523500,"median":300000},{"fy":2026,"loans":20,"dollars":16708100,"median":583500}],"seasoned":{"loans":40,"charged_off":1,"paid_in_full":21,"chargeoff_rate":0.025,"chargeoff_dollar_rate":0.0086,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":108,"median":407000,"p25":196375,"p75":967425,"avg_rate":8.37,"median_term":146,"chargeoff_rate":0.025},"parents":[{"kind":"state","id":"PA","loans":1765,"median":535000,"p25":229000,"p75":1282000,"avg_rate":7.94,"median_term":120,"chargeoff_rate":0.0206},{"kind":"industry","id":"722511","loans":2797,"median":411700,"p25":225000,"p75":819000,"avg_rate":8.08,"median_term":120,"chargeoff_rate":0.0586}]},"concentration":{"by":"lender","top1":0.1204,"top3":0.3056,"n3plus":11,"distinct":40},"recent":{"loans":30,"median":467500,"prior_loans":31,"change":-0.0323},"size_mix":{"lt350k":0.4259,"350k_1m":0.3241,"1m_2m":0.1481,"gt2m":0.1019},"top_lenders":[{"key":"Beacon Bank and Trust","loans":13,"dollars":21505300,"name":"Beacon Bank and Trust","slug":"beacon-bank-and-trust"},{"key":"Wilmington Savings Fund Society FSB","loans":10,"dollars":9295500,"name":"Wilmington Savings Fund Society FSB","slug":"wilmington-savings-fund-society-fsb"},{"key":"The Huntington National Bank","loans":10,"dollars":3186000,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Fidelity Deposit and Discount Bank","loans":9,"dollars":2209600,"name":"Fidelity Deposit and Discount Bank","slug":"fidelity-deposit-and-discount-bank"},{"key":"Northwest Bank","loans":7,"dollars":2902000,"name":"Northwest Bank","slug":"northwest-bank"}],"top_franchises":[{"key":"S1120","loans":1,"dollars":930800,"name":"Moe's Southwest Grill","slug":"moes-southwest-grill"},{"key":"S1815","loans":1,"dollars":175000,"name":"Tropical Smoothie Cafe","slug":"tropical-smoothie-cafe"}]}}