{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/ri/beer-wine-and-liquor-retailers-445320","type":"state-industry","name":"Beer, Wine, and Liquor Retailers in Rhode Island","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"445320","name":"Beer, Wine, and Liquor Retailers","slug":"beer-wine-and-liquor-retailers-445320","loans":11,"dollars":12228900,"median":765000,"summary":{"loans":11,"dollars":12228900,"median":765000,"mean":1111718,"p25":461250,"p75":1761000,"avg_rate":6.23,"median_term":120,"guaranty_share":0.703,"jobs":81,"franchise_loans":0,"recent_loans":4},"by_fy":[{"fy":2018,"loans":0,"dollars":0,"median":null},{"fy":2019,"loans":0,"dollars":0,"median":null},{"fy":2020,"loans":2,"dollars":3170000,"median":1585000},{"fy":2021,"loans":1,"dollars":422500,"median":422500},{"fy":2022,"loans":2,"dollars":2377000,"median":1188500},{"fy":2023,"loans":2,"dollars":4624400,"median":2312200},{"fy":2024,"loans":0,"dollars":0,"median":null},{"fy":2025,"loans":4,"dollars":1635000,"median":385000},{"fy":2026,"loans":0,"dollars":0,"median":null}],"seasoned":{"loans":3,"charged_off":0,"paid_in_full":0,"chargeoff_rate":0,"chargeoff_dollar_rate":0,"fy_min":2020,"fy_max":2021},"compare":{"entity":{"loans":11,"median":765000,"p25":461250,"p75":1761000,"avg_rate":6.23,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"RI","loans":144,"median":433750,"p25":170250,"p75":1008750,"avg_rate":7.23,"median_term":120,"chargeoff_rate":0.0308},{"kind":"industry","id":"445320","loans":1736,"median":650000,"p25":370875,"p75":1166250,"avg_rate":7.66,"median_term":120,"chargeoff_rate":0.014}]},"concentration":{"by":"lender","top1":0.4545,"top3":0.8182,"n3plus":2,"distinct":5},"recent":{"loans":4,"median":385000,"prior_loans":2,"change":null},"size_mix":{"lt350k":0.1818,"350k_1m":0.3636,"1m_2m":0.1818,"gt2m":0.2727},"top_lenders":[{"key":"Rockland Trust Company","loans":5,"dollars":3785000,"name":"Rockland Trust Company","slug":"rockland-trust-company"},{"key":"Eastern Bank","loans":3,"dollars":3901900,"name":"Eastern Bank","slug":"eastern-bank"},{"key":"South Shore Bank","loans":1,"dollars":2670000,"name":"South Shore Bank","slug":null},{"key":"Navigant CU","loans":1,"dollars":1372000,"name":"Navigant CU","slug":null},{"key":"Beacon Bank and Trust","loans":1,"dollars":500000,"name":"Beacon Bank and Trust","slug":"beacon-bank-and-trust"}],"top_franchises":[]}}