{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/tx/all-other-specialty-trade-contractors-238990","type":"state-industry","name":"All Other Specialty Trade Contractors in Texas","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"238990","name":"All Other Specialty Trade Contractors","slug":"all-other-specialty-trade-contractors-238990","loans":61,"dollars":75626800,"median":855000,"summary":{"loans":61,"dollars":75626800,"median":855000,"mean":1239784,"p25":300000,"p75":1855000,"avg_rate":8.17,"median_term":120,"guaranty_share":0.745,"jobs":887,"franchise_loans":4,"recent_loans":23},"by_fy":[{"fy":2018,"loans":4,"dollars":5700800,"median":1459500},{"fy":2019,"loans":1,"dollars":1047000,"median":1047000},{"fy":2020,"loans":7,"dollars":7432900,"median":702200},{"fy":2021,"loans":5,"dollars":4977000,"median":1000000},{"fy":2022,"loans":6,"dollars":7427200,"median":723000},{"fy":2023,"loans":6,"dollars":5857500,"median":807500},{"fy":2024,"loans":9,"dollars":9883700,"median":362700},{"fy":2025,"loans":13,"dollars":10895700,"median":776200},{"fy":2026,"loans":10,"dollars":22405000,"median":2949900}],"seasoned":{"loans":17,"charged_off":1,"paid_in_full":8,"chargeoff_rate":0.0588,"chargeoff_dollar_rate":0.0383,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":61,"median":855000,"p25":300000,"p75":1855000,"avg_rate":8.17,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"TX","loans":4080,"median":870000,"p25":384025,"p75":1883250,"avg_rate":7.78,"median_term":120,"chargeoff_rate":0.0479},{"kind":"industry","id":"238990","loans":884,"median":673500,"p25":301500,"p75":1696250,"avg_rate":8.19,"median_term":120,"chargeoff_rate":0.0421}]},"concentration":{"by":"lender","top1":0.2951,"top3":0.4754,"n3plus":5,"distinct":25},"recent":{"loans":23,"median":855000,"prior_loans":15,"change":0.5333},"size_mix":{"lt350k":0.2623,"350k_1m":0.2951,"1m_2m":0.2131,"gt2m":0.2295},"top_lenders":[{"key":"The Huntington National Bank","loans":18,"dollars":20013000,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"Live Oak Banking Company","loans":7,"dollars":6730000,"name":"Live Oak Banking Company","slug":"live-oak-banking-company"},{"key":"First Internet Bank of Indiana","loans":4,"dollars":5395000,"name":"First Internet Bank of Indiana","slug":"first-internet-bank-of-indiana"},{"key":"The American National Bank of Texas","loans":3,"dollars":4092000,"name":"The American National Bank of Texas","slug":"the-american-national-bank-of-texas"},{"key":"Gulf Coast Bank and Trust Company","loans":3,"dollars":3956500,"name":"Gulf Coast Bank and Trust Company","slug":"gulf-coast-bank-and-trust-company"}],"top_franchises":[{"key":"S0266","loans":2,"dollars":424000,"name":"Budget Blinds","slug":"budget-blinds"},{"key":"S1395","loans":1,"dollars":1074000,"name":"Rainbow Restoration","slug":"rainbow-restoration"}]}}