{"source":"SBA 7(a) FOIA loan file (data.sba.gov), change-of-ownership loans only, aggregated","publisher":"SBA Acquisition Data","page":"https://sbaacquisitiondata.com/state/va/all-other-specialty-trade-contractors-238990","type":"state-industry","name":"All Other Specialty Trade Contractors in Virginia","as_of":"2026-09-30","fy_min":2018,"fy_max":2026,"license":"https://www.usa.gov/government-works","data":{"naics":"238990","name":"All Other Specialty Trade Contractors","slug":"all-other-specialty-trade-contractors-238990","loans":24,"dollars":37272400,"median":1367500,"summary":{"loans":24,"dollars":37272400,"median":1367500,"mean":1553017,"p25":275000,"p75":2153200,"avg_rate":8.5,"median_term":120,"guaranty_share":0.755,"jobs":417,"franchise_loans":2,"recent_loans":9},"by_fy":[{"fy":2018,"loans":2,"dollars":3435000,"median":1717500},{"fy":2019,"loans":3,"dollars":3406000,"median":1206000},{"fy":2020,"loans":1,"dollars":1608600,"median":1608600},{"fy":2021,"loans":2,"dollars":7505500,"median":3752750},{"fy":2022,"loans":0,"dollars":0,"median":null},{"fy":2023,"loans":2,"dollars":2276500,"median":1138250},{"fy":2024,"loans":5,"dollars":7107800,"median":1463000},{"fy":2025,"loans":4,"dollars":3827000,"median":938500},{"fy":2026,"loans":5,"dollars":8106000,"median":300000}],"seasoned":{"loans":8,"charged_off":2,"paid_in_full":4,"chargeoff_rate":0.25,"chargeoff_dollar_rate":0.0512,"fy_min":2018,"fy_max":2021},"compare":{"entity":{"loans":24,"median":1367500,"p25":275000,"p75":2153200,"avg_rate":8.5,"median_term":120,"chargeoff_rate":null},"parents":[{"kind":"state","id":"VA","loans":849,"median":719000,"p25":323000,"p75":1806000,"avg_rate":7.91,"median_term":120,"chargeoff_rate":0.0358},{"kind":"industry","id":"238990","loans":884,"median":673500,"p25":301500,"p75":1696250,"avg_rate":8.19,"median_term":120,"chargeoff_rate":0.0421}]},"concentration":{"by":"lender","top1":0.3333,"top3":0.5417,"n3plus":2,"distinct":11},"recent":{"loans":9,"median":605000,"prior_loans":7,"change":null},"size_mix":{"lt350k":0.2917,"350k_1m":0.0833,"1m_2m":0.3333,"gt2m":0.2917},"top_lenders":[{"key":"The Huntington National Bank","loans":8,"dollars":10554000,"name":"The Huntington National Bank","slug":"the-huntington-national-bank"},{"key":"TowneBank","loans":3,"dollars":10118300,"name":"TowneBank","slug":"townebank"},{"key":"United Community Bank","loans":2,"dollars":3435000,"name":"United Community Bank","slug":"united-community-bank"},{"key":"Bank of Oak Ridge","loans":2,"dollars":3269000,"name":"Bank of Oak Ridge","slug":"bank-of-oak-ridge"},{"key":"Capital Bank, National Association","loans":2,"dollars":2650000,"name":"Capital Bank, National Association","slug":"capital-bank-national-association"}],"top_franchises":[]}}