Buying a Monster Tree Service franchise: SBA acquisition loan data
Since FY2018, SBA lenders have approved 9 7(a) loans to buy an existing Monster Tree Service (classified mostly as Landscaping Services), totaling $10.9M. The median loan was $740,000, 15% higher than the $645,250 median for all SBA-financed acquisitions. 9 of these loans were approved in the last two fiscal years.
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
What this tells a buyer
- Price range to expect. Loan size tracks purchase price. Half of Monster Tree Service resale loans landed between $353,400 and $1,460,000.
- Lender experience exists. Live Oak Banking Company alone has financed 2 Monster Tree Service resales.
- Guaranty. The SBA guaranteed 74% of the dollars lent here.
- What the file leaves out. The SBA file does not record franchisor transfer terms or fees.
Financing a Monster Tree Service resale
The median SBA 7(a) loan for a Monster Tree Service resale was $740,000 across 9 loans (FY2018 to FY2026). Live Oak Banking Company, Customers Bank and Pinnacle Bank have financed the most Monster Tree Service resales. Too few of these loans are old enough to measure a charge-off rate; the average for all SBA acquisition loans is 3.5%.
Monster Tree Service acquisition loans by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 0 | $0 | - | |
| FY2020 | 0 | $0 | - | |
| FY2021 | 0 | $0 | - | |
| FY2022 | 0 | $0 | - | |
| FY2023 | 0 | $0 | - | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 3 | $1.6M | $531,300 | |
| FY2026 | 6 | $9.2M | $1,407,500 |
How often do these acquisition loans fail?
Fewer than 20 Monster Tree Service acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
Lenders financing Monster Tree Service resales
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 2 | 22.2% | $4.7M | |
| 2 | Customers Bank | 2 | 22.2% | $1.5M | |
| 3 | Pinnacle Bank | 1 | 11.1% | $1.6M | |
| 4 | Truliant FCU | 1 | 11.1% | $1.5M | |
| 5 | Northwest Bank | 1 | 11.1% | $740K | |
| 6 | DFCU Financial | 1 | 11.1% | $531K | |
| 7 | Hiawatha National Bank | 1 | 11.1% | $353K |
States where Monster Tree Service units are bought
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | North Carolina | 2 | 22.2% | $4.7M | |
| 2 | New Jersey | 2 | 22.2% | $1.5M | |
| 3 | Tennessee | 1 | 11.1% | $1.6M | |
| 4 | South Carolina | 1 | 11.1% | $1.5M | |
| 5 | Pennsylvania | 1 | 11.1% | $740K | |
| 6 | Michigan | 1 | 11.1% | $531K | |
| 7 | Minnesota | 1 | 11.1% | $353K |
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentFree consultation. All 50 states.
Questions buyers ask
How much do buyers borrow to buy a Monster Tree Service franchise?
The median SBA 7(a) loan for a Monster Tree Service resale was $740,000 across 9 loans (FY2018 to FY2026). The middle half of loans ran from $353,400 to $1,460,000. The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Monster Tree Service acquisitions?
Live Oak Banking Company has made the most SBA acquisition loans for Monster Tree Service (2, 22% of the total). Customers Bank, Pinnacle Bank, Truliant FCU follow.
What interest rate and term do Monster Tree Service acquisition loans carry?
The average initial rate at approval was 8.78% (a blend of fixed and variable loans across several rate environments, so treat it as context, not a quote). The median term was 10 years.
Is a Monster Tree Service resale riskier than other SBA-financed acquisitions?
Too few Monster Tree Service acquisition loans are old enough to measure. The benchmark for all SBA acquisition loans is 3.5% charged off in the FY2018 to FY2021 cohort.
Where are Monster Tree Service units being bought with SBA loans?
North Carolina (2), New Jersey (2), Tennessee (1), South Carolina (1), Pennsylvania (1). State counts follow where the brand has units and where SBA lending is most active generally; see the state pages for the overall picture.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
Advertise on this site: lenders, brokers, valuation and insurance firms. See options
Related
- All Landscaping Services acquisitions
- North Carolina acquisitions
- New Jersey acquisitions
- Tennessee acquisitions
- Live Oak Banking Company
- Customers Bank
- Pinnacle Bank
- All franchise brands
Brand name as recorded by lenders in the SBA file: "Monster Tree Service" (franchise code S1128). Figures are aggregates of public SBA data and are not provided or endorsed by the franchisor.