Commercial Screen Printing: SBA business acquisition loan data
114 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Commercial Screen Printing (NAICS 323113), totaling $84.8M. Median loan $351,500, 46% lower than the all-acquisition median.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $847,875 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.2% of all SBA-financed business purchases, ranking #82 of 300 industries tracked.
- Geography. California leads with 8 loans; the top five states account for 33% of the industry's acquisitions.
- Jobs. Lenders reported 1,803 jobs supported across these loans, about 15.8 per acquisition, a rough proxy for the size of business changing hands.
Commercial Screen Printing acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 8 | $3.1M | $271,450 | |
| FY2019 | 13 | $7.1M | $275,700 | |
| FY2020 | 12 | $10M | $387,450 | |
| FY2021 | 12 | $9M | $433,000 | |
| FY2022 | 3 | $3.2M | $740,000 | |
| FY2023 | 7 | $4.7M | $350,000 | |
| FY2024 | 16 | $12.1M | $608,100 | |
| FY2025 | 27 | $24.3M | $393,000 | |
| FY2026 | 16 | $11.3M | $300,500 |
How often do these acquisition loans fail?
Of the 44 Commercial Screen Printing acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 2 have been charged off by the SBA, a rate of 4.5% by loan count and 1.2% by dollars. 20 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so Commercial Screen Printing is 29% higher than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | California | 8 | 7.0% | $4.3M | |
| 2 | Ohio | 8 | 7.0% | $3M | |
| 3 | Georgia | 8 | 7.0% | $2.6M | |
| 4 | New York | 7 | 6.1% | $11.9M | |
| 5 | Pennsylvania | 7 | 6.1% | $5.9M | |
| 6 | Virginia | 6 | 5.3% | $2.1M | |
| 7 | Indiana | 6 | 5.3% | $1.9M | |
| 8 | Minnesota | 5 | 4.4% | $7.2M | |
| 9 | Arizona | 5 | 4.4% | $6.4M | |
| 10 | Oklahoma | 5 | 4.4% | $1.4M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 12 | 10.5% | $6.5M | |
| 2 | Live Oak Banking Company | 8 | 7.0% | $11.6M | |
| 3 | U.S. Bank, National Association | 4 | 3.5% | $2.3M | |
| 4 | First Merchants Bank | 3 | 2.6% | $5.5M | |
| 5 | Plumas Bank | 3 | 2.6% | $2M | |
| 6 | BancFirst | 3 | 2.6% | $320K | |
| 7 | Genesee Regional Bank | 2 | 1.8% | $6M | |
| 8 | First Utah Bank | 2 | 1.8% | $3.9M | |
| 9 | The Fidelity Bank | 2 | 1.8% | $3.6M | |
| 10 | American Momentum Bank | 2 | 1.8% | $3.4M |
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Franchise brands in Commercial Screen Printing
5% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Sir Speedy | 2 | 33.3% | $3.5M | |
| 2 | Allegra | 2 | 33.3% | $514K | |
| 3 | Big Frog Custom T-Shirts & More | 1 | 16.7% | $1.7M | |
| 4 | Minuteman Press | 1 | 16.7% | $230K |
Questions buyers ask
How much is a typical SBA loan to buy a business in Commercial Screen Printing?
Median $351,500 across 114 acquisition loans (FY2018 to FY2026); the middle half ran $174,475 to $847,875. That is 46% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Commercial Screen Printing acquisitions?
The Huntington National Bank (12), Live Oak Banking Company (8), U.S. Bank, National Association (4), First Merchants Bank (3), Plumas Bank (3).
Are businesses in Commercial Screen Printing often franchised?
Sometimes. 5% of SBA acquisition loans in this industry financed a franchised unit. Top brands: Sir Speedy, Allegra, Big Frog Custom T-Shirts & More, Minuteman Press.
How risky are SBA loans for buying a business in Commercial Screen Printing?
Of 44 seasoned loans (FY2018 to FY2021), 4.5% charged off, 29% higher than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Commercial Screen Printing acquisitions?
Median term 10 years, average initial rate 8.13% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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