Electronic and Precision Equipment Repair and Maintenance: SBA business acquisition loan data
37 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Electronic and Precision Equipment Repair and Maintenance (NAICS 811210), totaling $40.7M. Median loan $456,000, 29% lower than the all-acquisition median.
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,991,000 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #199 of 300 industries tracked.
- Geography. Indiana leads with 6 loans; the top five states account for 43% of the industry's acquisitions.
- Jobs. Lenders reported 471 jobs supported across these loans, about 12.7 per acquisition, a rough proxy for the size of business changing hands.
Electronic and Precision Equipment Repair and Maintenance acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 0 | $0 | - | |
| FY2020 | 0 | $0 | - | |
| FY2021 | 0 | $0 | - | |
| FY2022 | 5 | $6.1M | $500,000 | |
| FY2023 | 4 | $3.5M | $398,500 | |
| FY2024 | 4 | $782K | $193,250 | |
| FY2025 | 13 | $14.4M | $949,000 | |
| FY2026 | 11 | $15.9M | $350,000 |
How often do these acquisition loans fail?
Fewer than 20 Electronic and Precision Equipment Repair and Maintenance acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Indiana | 6 | 16.2% | $7.6M | |
| 2 | North Carolina | 4 | 10.8% | $1.2M | |
| 3 | Michigan | 2 | 5.4% | $3.5M | |
| 4 | Texas | 2 | 5.4% | $3.5M | |
| 5 | Minnesota | 2 | 5.4% | $3.4M | |
| 6 | Pennsylvania | 2 | 5.4% | $3.3M | |
| 7 | Nebraska | 2 | 5.4% | $2.2M | |
| 8 | Arizona | 2 | 5.4% | $1.5M | |
| 9 | Ohio | 2 | 5.4% | $1.3M | |
| 10 | Florida | 2 | 5.4% | $999K |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | 16.2% | $7.3M | |
| 2 | Live Oak Banking Company | 3 | 8.1% | $7.5M | |
| 3 | Bridgewater Bank | 2 | 5.4% | $3.4M | |
| 4 | Emprise Bank | 2 | 5.4% | $2.2M | |
| 5 | Old National Bank | 2 | 5.4% | $2.1M | |
| 6 | First Merchants Bank | 2 | 5.4% | $1.2M | |
| 7 | The Fidelity Bank | 2 | 5.4% | $796K | |
| 8 | First National Bank of Pennsylvania | 2 | 5.4% | $395K | |
| 9 | St. Louis Bank | 1 | 2.7% | $2.9M | |
| 10 | Firstrust Savings Bank | 1 | 2.7% | $2.8M |
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
Franchise brands in Electronic and Precision Equipment Repair and Maintenance
5% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | CPR | 1 | 50.0% | $297K |
Questions buyers ask
How much is a typical SBA loan to buy a business in Electronic and Precision Equipment Repair and Maintenance?
Median $456,000 across 37 acquisition loans (FY2018 to FY2026); the middle half ran $256,500 to $1,991,000. That is 29% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Electronic and Precision Equipment Repair and Maintenance acquisitions?
The Huntington National Bank (6), Live Oak Banking Company (3), Bridgewater Bank (2), Emprise Bank (2), Old National Bank (2).
Are businesses in Electronic and Precision Equipment Repair and Maintenance often franchised?
Sometimes. 5% of SBA acquisition loans in this industry financed a franchised unit. Top brands: CPR.
How risky are SBA loans for buying a business in Electronic and Precision Equipment Repair and Maintenance?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Electronic and Precision Equipment Repair and Maintenance acquisitions?
Median term 10 years, average initial rate 8.75% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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