Electroplating, Plating, Polishing, Anodizing, and Coloring: SBA business acquisition loan data
38 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Electroplating, Plating, Polishing, Anodizing, and Coloring (NAICS 332813), totaling $48.3M. Median loan $939,500, 46% higher than the all-acquisition median.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsFree consultation. All 50 states.
Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,595,000 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #193 of 300 industries tracked.
- Geography. Ohio leads with 5 loans; the top five states account for 45% of the industry's acquisitions.
- Jobs. Lenders reported 566 jobs supported across these loans, about 14.9 per acquisition, a rough proxy for the size of business changing hands.
Electroplating, Plating, Polishing, Anodizing, and Coloring acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 2 | $363K | $181,350 | |
| FY2019 | 6 | $6.9M | $730,850 | |
| FY2020 | 5 | $4.2M | $769,700 | |
| FY2021 | 4 | $5.5M | $1,420,700 | |
| FY2022 | 2 | $5.8M | $2,922,000 | |
| FY2023 | 0 | $0 | - | |
| FY2024 | 7 | $9.7M | $1,180,000 | |
| FY2025 | 4 | $8.3M | $1,271,500 | |
| FY2026 | 8 | $7.4M | $749,750 |
How often do these acquisition loans fail?
Fewer than 20 Electroplating, Plating, Polishing, Anodizing, and Coloring acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAll 50 states. Free consultation.
Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Ohio | 5 | 13.2% | $8.5M | |
| 2 | California | 3 | 7.9% | $8.5M | |
| 3 | Pennsylvania | 3 | 7.9% | $4.9M | |
| 4 | Illinois | 3 | 7.9% | $3.3M | |
| 5 | Florida | 3 | 7.9% | $2.6M | |
| 6 | Missouri | 2 | 5.3% | $2.9M | |
| 7 | Wisconsin | 2 | 5.3% | $2.5M | |
| 8 | Tennessee | 2 | 5.3% | $1.9M | |
| 9 | Virginia | 2 | 5.3% | $1.7M | |
| 10 | Washington | 2 | 5.3% | $1.6M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 5 | 13.2% | $6.8M | |
| 2 | Byline Bank | 3 | 7.9% | $4.3M | |
| 3 | Kendall Bank | 2 | 5.3% | $2.9M | |
| 4 | Univest Bank and Trust Co | 2 | 5.3% | $2M | |
| 5 | The Huntington National Bank | 2 | 5.3% | $1.4M | |
| 6 | Barrington Bank & Trust Company, National Association | 2 | 5.3% | $1.3M | |
| 7 | Customers Bank | 2 | 5.3% | $1.3M | |
| 8 | HomeTrust Bank | 2 | 5.3% | $1.2M | |
| 9 | First Internet Bank of Indiana | 2 | 5.3% | $482K | |
| 10 | Pathward National Association | 1 | 2.6% | $5M |
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsFree consultation. All 50 states.
Questions buyers ask
How much is a typical SBA loan to buy a business in Electroplating, Plating, Polishing, Anodizing, and Coloring?
Median $939,500 across 38 acquisition loans (FY2018 to FY2026); the middle half ran $300,675 to $1,595,000. That is 46% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Electroplating, Plating, Polishing, Anodizing, and Coloring acquisitions?
Live Oak Banking Company (5), Byline Bank (3), Kendall Bank (2), Univest Bank and Trust Co (2), The Huntington National Bank (2).
Are businesses in Electroplating, Plating, Polishing, Anodizing, and Coloring often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Electroplating, Plating, Polishing, Anodizing, and Coloring?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Electroplating, Plating, Polishing, Anodizing, and Coloring acquisitions?
Median term 10 years, average initial rate 7.71% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
Advertise on this site: lenders, brokers, valuation and insurance firms. See options