Exterminating and Pest Control Services: SBA business acquisition loan data
100 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Exterminating and Pest Control Services (NAICS 561710), totaling $67.9M. Median loan $405,850, 37% lower than the all-acquisition median. Annual volume rose 69% from FY2024 to FY2026. 26% of these deals were franchised units.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $898,075 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.2% of all SBA-financed business purchases, ranking #94 of 300 industries tracked.
- Geography. Texas leads with 14 loans; the top five states account for 44% of the industry's acquisitions.
- Jobs. Lenders reported 968 jobs supported across these loans, about 9.7 per acquisition, a rough proxy for the size of business changing hands.
Exterminating and Pest Control Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $1.6M | $1,613,000 | |
| FY2019 | 8 | $4.2M | $263,800 | |
| FY2020 | 9 | $5.2M | $444,500 | |
| FY2021 | 10 | $4.9M | $237,300 | |
| FY2022 | 9 | $3.5M | $356,800 | |
| FY2023 | 13 | $7.7M | $400,000 | |
| FY2024 | 13 | $5.5M | $405,000 | |
| FY2025 | 15 | $14.6M | $810,000 | |
| FY2026 | 22 | $20.6M | $589,500 |
How often do these acquisition loans fail?
Of the 28 Exterminating and Pest Control Services acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), none have been charged off by the SBA. 16 have already been paid in full.
For comparison, Exterminating and Pest Control Services has none charged off, against the 3.5% average across all SBA 7(a) acquisition loans in the same cohort. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 14 | 14.0% | $8.4M | |
| 2 | California | 13 | 13.0% | $7.7M | |
| 3 | Florida | 6 | 6.0% | $6.8M | |
| 4 | New York | 6 | 6.0% | $4.3M | |
| 5 | New Hampshire | 5 | 5.0% | $3.1M | |
| 6 | Ohio | 4 | 4.0% | $1.6M | |
| 7 | Maryland | 3 | 3.0% | $5.6M | |
| 8 | Virginia | 3 | 3.0% | $3.3M | |
| 9 | Oregon | 3 | 3.0% | $2.8M | |
| 10 | Kansas | 3 | 3.0% | $2.7M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 12 | 12.0% | $12.2M | |
| 2 | The Huntington National Bank | 11 | 11.0% | $5M | |
| 3 | Columbia Bank | 3 | 3.0% | $2.3M | |
| 4 | Emprise Bank | 2 | 2.0% | $3M | |
| 5 | Gulf Coast Bank and Trust Company | 2 | 2.0% | $2.8M | |
| 6 | Security National Bank of Omaha | 2 | 2.0% | $1.8M | |
| 7 | Byline Bank | 2 | 2.0% | $1.4M | |
| 8 | Plumas Bank | 2 | 2.0% | $1.3M | |
| 9 | St. Louis Bank | 2 | 2.0% | $1.2M | |
| 10 | Celtic Bank Corporation | 2 | 2.0% | $1.2M |
Terms signed in the LOI shape the purchase agreement that follows.
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Franchise brands in Exterminating and Pest Control Services
26% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Mosquito Joe | 15 | 57.7% | $11.7M | |
| 2 | Mosquito Squad | 6 | 23.1% | $5.9M | |
| 3 | Filta Environmental Kitchen Solutions | 1 | 3.8% | $135K |
Questions buyers ask
How much is a typical SBA loan to buy a business in Exterminating and Pest Control Services?
Median $405,850 across 100 acquisition loans (FY2018 to FY2026); the middle half ran $200,000 to $898,075. That is 37% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Exterminating and Pest Control Services acquisitions?
Live Oak Banking Company (12), The Huntington National Bank (11), Columbia Bank (3), Emprise Bank (2), Gulf Coast Bank and Trust Company (2).
Are businesses in Exterminating and Pest Control Services often franchised?
Yes, often. 26% of SBA acquisition loans in this industry financed a franchised unit. Top brands: Mosquito Joe, Mosquito Squad, Filta Environmental Kitchen Solutions.
How risky are SBA loans for buying a business in Exterminating and Pest Control Services?
Of 28 seasoned loans (FY2018 to FY2021), none charged off, against the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Exterminating and Pest Control Services acquisitions?
Median term 10 years, average initial rate 8.11% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
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