Nursery and Tree Production: SBA business acquisition loan data
26 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Nursery and Tree Production (NAICS 111421), totaling $36.3M. Median loan $621,900, in line with the all-acquisition median.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $2,139,225 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #248 of 300 industries tracked.
- Geography. North Carolina leads with 3 loans; the top five states account for 46% of the industry's acquisitions.
- Jobs. Lenders reported 394 jobs supported across these loans, about 15.2 per acquisition, a rough proxy for the size of business changing hands.
Nursery and Tree Production acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 5 | $8.5M | $870,000 | |
| FY2019 | 4 | $1.6M | $478,750 | |
| FY2020 | 3 | $5.4M | $1,449,000 | |
| FY2021 | 3 | $1.2M | $472,500 | |
| FY2022 | 3 | $7.1M | $1,983,600 | |
| FY2023 | 1 | $2.2M | $2,153,700 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 3 | $2.9M | $418,000 | |
| FY2026 | 4 | $7.4M | $1,222,900 |
How often do these acquisition loans fail?
Fewer than 20 Nursery and Tree Production acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | North Carolina | 3 | 11.5% | $5.9M | |
| 2 | Oklahoma | 3 | 11.5% | $5.3M | |
| 3 | Ohio | 2 | 7.7% | $6.2M | |
| 4 | Florida | 2 | 7.7% | $5.9M | |
| 5 | Texas | 2 | 7.7% | $2.5M | |
| 6 | Washington | 2 | 7.7% | $2.5M | |
| 7 | California | 2 | 7.7% | $2.1M | |
| 8 | Pennsylvania | 2 | 7.7% | $683K | |
| 9 | Georgia | 1 | 3.8% | $2M | |
| 10 | Virginia | 1 | 3.8% | $1.3M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Byline Bank | 3 | 11.5% | $8.8M | |
| 2 | The Huntington National Bank | 3 | 11.5% | $6M | |
| 3 | Live Oak Banking Company | 2 | 7.7% | $5M | |
| 4 | Wilmington Savings Fund Society FSB | 2 | 7.7% | $683K | |
| 5 | Citizens Bank, National Association | 1 | 3.8% | $2.7M | |
| 6 | Security State Bank and Trust | 1 | 3.8% | $2.2M | |
| 7 | Gulf Coast Bank and Trust Company | 1 | 3.8% | $2.1M | |
| 8 | LGE Community CU | 1 | 3.8% | $2M | |
| 9 | Plumas Bank | 1 | 3.8% | $1.4M | |
| 10 | Virginia National Bank | 1 | 3.8% | $1.3M |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Questions buyers ask
How much is a typical SBA loan to buy a business in Nursery and Tree Production?
Median $621,900 across 26 acquisition loans (FY2018 to FY2026); the middle half ran $350,000 to $2,139,225. That is in line with the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Nursery and Tree Production acquisitions?
Byline Bank (3), The Huntington National Bank (3), Live Oak Banking Company (2), Wilmington Savings Fund Society FSB (2), Citizens Bank, National Association (1).
Are businesses in Nursery and Tree Production often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Nursery and Tree Production?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Nursery and Tree Production acquisitions?
Median term 10 years, average initial rate 7.11% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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