Office Administrative Services: SBA business acquisition loan data
26 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Office Administrative Services (NAICS 561110), totaling $45.6M. Median loan $1,038,250, 61% higher than the all-acquisition median.
The purchase agreement decides what you bought, not the loan approval.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $2,452,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #256 of 300 industries tracked.
- Geography. Texas leads with 5 loans; the top five states account for 58% of the industry's acquisitions.
- Jobs. Lenders reported 455 jobs supported across these loans, about 17.5 per acquisition, a rough proxy for the size of business changing hands.
Office Administrative Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $1.8M | $1,785,000 | |
| FY2019 | 5 | $9.4M | $1,239,000 | |
| FY2020 | 4 | $8.4M | $1,567,500 | |
| FY2021 | 2 | $1.7M | $842,750 | |
| FY2022 | 3 | $5.2M | $578,000 | |
| FY2023 | 2 | $1.2M | $622,500 | |
| FY2024 | 5 | $10M | $307,000 | |
| FY2025 | 1 | $937K | $936,500 | |
| FY2026 | 3 | $7M | $2,500,000 |
How often do these acquisition loans fail?
Fewer than 20 Office Administrative Services acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 5 | 19.2% | $4.2M | |
| 2 | California | 4 | 15.4% | $7.6M | |
| 3 | Maryland | 2 | 7.7% | $7.3M | |
| 4 | New Hampshire | 2 | 7.7% | $5.1M | |
| 5 | Florida | 2 | 7.7% | $3.9M | |
| 6 | Arizona | 2 | 7.7% | $1.2M | |
| 7 | Wisconsin | 1 | 3.8% | $5M | |
| 8 | Michigan | 1 | 3.8% | $4.5M | |
| 9 | Colorado | 1 | 3.8% | $2.3M | |
| 10 | Missouri | 1 | 3.8% | $1.7M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | 11.5% | $9.7M | |
| 2 | The Huntington National Bank | 3 | 11.5% | $1.2M | |
| 3 | BMO Bank National Association | 2 | 7.7% | $2.4M | |
| 4 | Byline Bank | 1 | 3.8% | $5M | |
| 5 | HomeTrust Bank | 1 | 3.8% | $4.8M | |
| 6 | First Merchants Bank | 1 | 3.8% | $4.5M | |
| 7 | Old National Bank | 1 | 3.8% | $2.9M | |
| 8 | Wilmington Savings Fund Society FSB | 1 | 3.8% | $2.5M | |
| 9 | U.S. Bank, National Association | 1 | 3.8% | $2.3M | |
| 10 | Truist Bank | 1 | 3.8% | $2.1M |
Seller note standby terms and third-party consents are reviewed before closing.
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Franchise brands in Office Administrative Services
15% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | College Hunks Hauling Junk | 1 | 25.0% | $965K |
Questions buyers ask
How much is a typical SBA loan to buy a business in Office Administrative Services?
Median $1,038,250 across 26 acquisition loans (FY2018 to FY2026); the middle half ran $374,750 to $2,452,500. That is 61% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Office Administrative Services acquisitions?
Live Oak Banking Company (3), The Huntington National Bank (3), BMO Bank National Association (2), Byline Bank (1), HomeTrust Bank (1).
Are businesses in Office Administrative Services often franchised?
Sometimes. 15% of SBA acquisition loans in this industry financed a franchised unit. Top brands: College Hunks Hauling Junk.
How risky are SBA loans for buying a business in Office Administrative Services?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Office Administrative Services acquisitions?
Median term 10 years, average initial rate 7.84% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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