Other Computer Related Services: SBA business acquisition loan data
189 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Other Computer Related Services (NAICS 541519), totaling $274M. Median loan $990,100, 53% higher than the all-acquisition median.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $2,040,000 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.4% of all SBA-financed business purchases, ranking #58 of 300 industries tracked.
- Geography. Texas leads with 22 loans; the top five states account for 40% of the industry's acquisitions.
- Jobs. Lenders reported 2,681 jobs supported across these loans, about 14.2 per acquisition, a rough proxy for the size of business changing hands.
Other Computer Related Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 9 | $11.2M | $1,218,000 | |
| FY2019 | 14 | $19.3M | $1,151,000 | |
| FY2020 | 20 | $28.1M | $1,018,500 | |
| FY2021 | 24 | $25.6M | $517,500 | |
| FY2022 | 14 | $20.7M | $880,050 | |
| FY2023 | 16 | $26.7M | $1,201,000 | |
| FY2024 | 25 | $30.9M | $823,000 | |
| FY2025 | 39 | $58.3M | $1,000,000 | |
| FY2026 | 28 | $53.4M | $1,347,200 |
How often do these acquisition loans fail?
Of the 67 Other Computer Related Services acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 4 have been charged off by the SBA, a rate of 6.0% by loan count and 6.9% by dollars. 40 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so Other Computer Related Services is 70% higher than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 22 | 11.6% | $25.5M | |
| 2 | California | 20 | 10.6% | $30.4M | |
| 3 | Florida | 13 | 6.9% | $14.7M | |
| 4 | North Carolina | 11 | 5.8% | $21.3M | |
| 5 | Virginia | 9 | 4.8% | $14.5M | |
| 6 | Colorado | 9 | 4.8% | $7.4M | |
| 7 | Arizona | 8 | 4.2% | $14.6M | |
| 8 | Maryland | 7 | 3.7% | $13.8M | |
| 9 | Connecticut | 7 | 3.7% | $9M | |
| 10 | Ohio | 7 | 3.7% | $5.4M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 49 | 25.9% | $85.4M | |
| 2 | The Huntington National Bank | 13 | 6.9% | $12.6M | |
| 3 | First Internet Bank of Indiana | 7 | 3.7% | $9.9M | |
| 4 | Customers Bank | 4 | 2.1% | $4.3M | |
| 5 | Happen Bank | 3 | 1.6% | $8.8M | |
| 6 | Pathward National Association | 3 | 1.6% | $6.3M | |
| 7 | Truliant FCU | 3 | 1.6% | $5.4M | |
| 8 | Byline Bank | 3 | 1.6% | $5.2M | |
| 9 | First Commonwealth Bank | 3 | 1.6% | $2.7M | |
| 10 | PNC Bank, National Association | 3 | 1.6% | $2.1M |
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsFree consultation. All 50 states.
Franchise brands in Other Computer Related Services
2% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | TeamLogic IT | 2 | 50.0% | $1.5M |
Questions buyers ask
How much is a typical SBA loan to buy a business in Other Computer Related Services?
Median $990,100 across 189 acquisition loans (FY2018 to FY2026); the middle half ran $430,000 to $2,040,000. That is 53% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Other Computer Related Services acquisitions?
Live Oak Banking Company (49), The Huntington National Bank (13), First Internet Bank of Indiana (7), Customers Bank (4), Happen Bank (3).
Are businesses in Other Computer Related Services often franchised?
Rarely. Only 2% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Other Computer Related Services?
Of 67 seasoned loans (FY2018 to FY2021), 6.0% charged off, 70% higher than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Other Computer Related Services acquisitions?
Median term 10 years, average initial rate 8.11% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
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