Public Relations Agencies: SBA business acquisition loan data
20 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Public Relations Agencies (NAICS 541820), totaling $28.2M. Median loan $735,000, 14% higher than the all-acquisition median.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $2,129,625 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is less than 0.05% of all SBA-financed business purchases, ranking #299 of 300 industries tracked.
- Geography. Texas leads with 5 loans; the top five states account for 80% of the industry's acquisitions.
- Jobs. Lenders reported 382 jobs supported across these loans, about 19.1 per acquisition, a rough proxy for the size of business changing hands.
Public Relations Agencies acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 1 | $3.4M | $3,445,000 | |
| FY2020 | 2 | $4.2M | $2,115,650 | |
| FY2021 | 3 | $6M | $2,518,500 | |
| FY2022 | 1 | $1.3M | $1,250,000 | |
| FY2023 | 1 | $715K | $715,000 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 7 | $9.5M | $641,000 | |
| FY2026 | 5 | $3.1M | $220,000 |
How often do these acquisition loans fail?
Fewer than 20 Public Relations Agencies acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 5 | 25.0% | $8.7M | |
| 2 | Massachusetts | 4 | 20.0% | $6.2M | |
| 3 | California | 3 | 15.0% | $4.3M | |
| 4 | Connecticut | 2 | 10.0% | $1.7M | |
| 5 | Colorado | 2 | 10.0% | $720K | |
| 6 | Maryland | 1 | 5.0% | $3.4M | |
| 7 | Louisiana | 1 | 5.0% | $2M | |
| 8 | Pennsylvania | 1 | 5.0% | $755K | |
| 9 | Wyoming | 1 | 5.0% | $397K |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Zions Bancorporation, National Association | 3 | 15.0% | $1.7M | |
| 2 | Sunflower Bank National Association | 2 | 10.0% | $5M | |
| 3 | Salem Five Cents Savings Bank | 2 | 10.0% | $4.9M | |
| 4 | Northwest Bank | 2 | 10.0% | $1.7M | |
| 5 | Fulton Bank, National Association | 1 | 5.0% | $3.4M | |
| 6 | Fifth Third Bank | 1 | 5.0% | $3.1M | |
| 7 | Encore Bank | 1 | 5.0% | $2.5M | |
| 8 | Live Oak Banking Company | 1 | 5.0% | $2M | |
| 9 | TowneBank | 1 | 5.0% | $755K | |
| 10 | Beacon Bank and Trust | 1 | 5.0% | $715K |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Questions buyers ask
How much is a typical SBA loan to buy a business in Public Relations Agencies?
Median $735,000 across 20 acquisition loans (FY2018 to FY2026); the middle half ran $500,000 to $2,129,625. That is 14% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Public Relations Agencies acquisitions?
Zions Bancorporation, National Association (3), Sunflower Bank National Association (2), Salem Five Cents Savings Bank (2), Northwest Bank (2), Fulton Bank, National Association (1).
Are businesses in Public Relations Agencies often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Public Relations Agencies?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Public Relations Agencies acquisitions?
Median term 10 years, average initial rate 7.55% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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