Title Abstract and Settlement Offices: SBA business acquisition loan data
22 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Title Abstract and Settlement Offices (NAICS 541191), totaling $21.8M. Median loan $647,250, in line with the all-acquisition median.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,198,450 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is less than 0.05% of all SBA-financed business purchases, ranking #271 of 300 industries tracked.
- Geography. Florida leads with 8 loans; the top five states account for 64% of the industry's acquisitions.
- Jobs. Lenders reported 200 jobs supported across these loans, about 9.1 per acquisition, a rough proxy for the size of business changing hands.
Title Abstract and Settlement Offices acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 2 | $3.1M | $1,572,500 | |
| FY2019 | 1 | $296K | $296,100 | |
| FY2020 | 2 | $986K | $493,150 | |
| FY2021 | 7 | $8M | $630,500 | |
| FY2022 | 4 | $4.9M | $931,050 | |
| FY2023 | 1 | $1.5M | $1,468,000 | |
| FY2024 | 1 | $870K | $870,000 | |
| FY2025 | 2 | $1.4M | $675,000 | |
| FY2026 | 2 | $750K | $374,950 |
How often do these acquisition loans fail?
Fewer than 20 Title Abstract and Settlement Offices acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Byline Bank | 2 | 9.1% | $3.6M | |
| 2 | CIBC Bank USA | 1 | 4.5% | $2.9M | |
| 3 | Port 51 Lending LLC | 1 | 4.5% | $2.7M | |
| 4 | Texas Capital Bank | 1 | 4.5% | $2.5M | |
| 5 | Regent Bank | 1 | 4.5% | $1.3M | |
| 6 | The First Bank of Celeste | 1 | 4.5% | $1M | |
| 7 | First Port City Bank | 1 | 4.5% | $947K | |
| 8 | Truliant FCU | 1 | 4.5% | $945K | |
| 9 | Grasshopper Bank National Association | 1 | 4.5% | $870K | |
| 10 | Plumas Bank | 1 | 4.5% | $664K |
That draft favors the seller. We review it for the buyer, line by line.
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Questions buyers ask
How much is a typical SBA loan to buy a business in Title Abstract and Settlement Offices?
Median $647,250 across 22 acquisition loans (FY2018 to FY2026); the middle half ran $362,425 to $1,198,450. That is in line with the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Title Abstract and Settlement Offices acquisitions?
Byline Bank (2), CIBC Bank USA (1), Port 51 Lending LLC (1), Texas Capital Bank (1), Regent Bank (1).
Are businesses in Title Abstract and Settlement Offices often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Title Abstract and Settlement Offices?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Title Abstract and Settlement Offices acquisitions?
Median term 10 years, average initial rate 6.89% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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