Wood Window and Door Manufacturing: SBA business acquisition loan data
21 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Wood Window and Door Manufacturing (NAICS 321911), totaling $25.1M. Median loan $1,050,000, 63% higher than the all-acquisition median.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,356,000 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is less than 0.05% of all SBA-financed business purchases, ranking #280 of 300 industries tracked.
- Geography. Texas leads with 4 loans; the top five states account for 57% of the industry's acquisitions.
- Jobs. Lenders reported 320 jobs supported across these loans, about 15.2 per acquisition, a rough proxy for the size of business changing hands.
Wood Window and Door Manufacturing acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 0 | $0 | - | |
| FY2020 | 2 | $1.9M | $942,600 | |
| FY2021 | 2 | $1.8M | $918,500 | |
| FY2022 | 4 | $3M | $775,600 | |
| FY2023 | 1 | $1.9M | $1,890,400 | |
| FY2024 | 2 | $4.5M | $2,238,000 | |
| FY2025 | 6 | $6.4M | $867,850 | |
| FY2026 | 4 | $5.7M | $692,500 |
How often do these acquisition loans fail?
Fewer than 20 Wood Window and Door Manufacturing acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 4 | 19.0% | $6.9M | |
| 2 | Wisconsin | 2 | 9.5% | $1.8M | |
| 3 | California | 2 | 9.5% | $1.7M | |
| 4 | Louisiana | 2 | 9.5% | $1.2M | |
| 5 | Washington | 2 | 9.5% | $1.1M | |
| 6 | Massachusetts | 2 | 9.5% | $485K | |
| 7 | New York | 1 | 4.8% | $3.1M | |
| 8 | Minnesota | 1 | 4.8% | $3M | |
| 9 | Illinois | 1 | 4.8% | $1.4M | |
| 10 | Georgia | 1 | 4.8% | $1.4M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | American Bank | 2 | 9.5% | $1.2M | |
| 2 | First Interstate Bank | 2 | 9.5% | $1.1M | |
| 3 | Santander Bank, National Association | 2 | 9.5% | $485K | |
| 4 | Bankwell Bank | 1 | 4.8% | $4.1M | |
| 5 | First National Bank of Coffee County | 1 | 4.8% | $3.1M | |
| 6 | 21st Century Bank | 1 | 4.8% | $3M | |
| 7 | Prosperity Bank | 1 | 4.8% | $1.9M | |
| 8 | Customers Bank | 1 | 4.8% | $1.4M | |
| 9 | First Bank | 1 | 4.8% | $1.4M | |
| 10 | Community Banks of Colorado, A Division of NBH Bank | 1 | 4.8% | $1.3M |
That draft favors the seller. We review it for the buyer, line by line.
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Questions buyers ask
How much is a typical SBA loan to buy a business in Wood Window and Door Manufacturing?
Median $1,050,000 across 21 acquisition loans (FY2018 to FY2026); the middle half ran $625,200 to $1,356,000. That is 63% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Wood Window and Door Manufacturing acquisitions?
American Bank (2), First Interstate Bank (2), Santander Bank, National Association (2), Bankwell Bank (1), First National Bank of Coffee County (1).
Are businesses in Wood Window and Door Manufacturing often franchised?
Rarely. Only 5% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Wood Window and Door Manufacturing?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Wood Window and Door Manufacturing acquisitions?
Median term 10 years, average initial rate 8.08% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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