Landscaping Services acquisitions in New York: SBA loan data
Since FY2018, SBA lenders have approved 15 7(a) loans to buy an existing business classified as Landscaping Services in New York, totaling $9.9M. The median loan was $686,000. That is 1.0% of the 1,530 acquisition loans in New York.
- Loans, FY2018-FY2026
- 15
- Median loan
- $686,000 (middle half $171,900 to $943,150)
- Top lender
- TD Bank, National Association (13%, 2 loans)
- FY2026 loans (latest complete year)
- 2
SBA lenders approved 15 7(a) loans to buy a business classified as Landscaping Services in New York from FY2018-FY2026, with a median of $686,000 and a middle half of $171,900 to $943,150. TD Bank, National Association made 13% of them. FY2026 had 2 loans.
Seller note standby terms and third-party consents are reviewed before closing.
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How Landscaping Services in New York compares
| Measure | Landscaping Services in New York | New York, all industries | Landscaping Services, nationwide | All acquisitions |
|---|---|---|---|---|
| Median loan | $686,000 | $577,500 | $535,750 | $645,250 |
| Middle half of loans | $171,900 to $943,150 | $220,000 to $1,356,000 | $222,000 to $1,193,000 | $283,000 to $1,465,000 |
| Average initial rate | 8.06% | 7.83% | 8.06% | 7.76% |
| Median term | 10 years | 10 years | 10 years | 10 years |
| Charge-off rate (seasoned loans) | n/a | 2.7% | 5.5% | 3.5% |
| Loans in sample | 15 | 1,530 | 790 | 48,902 |
The median for Landscaping Services acquisition loans in New York is $686,000, above the $577,500 median for all New York acquisitions, above the $535,750 median for Landscaping Services acquisitions nationwide and slightly above the $645,250 median for all SBA-financed acquisitions nationally.
The middle half runs $171,900 to $943,150, against $283,000 to $1,465,000 nationally; the median term is 10 years, the same as the national median; the average initial rate is 8.06%, above the 7.76% national average.
Too few of these loans are old enough to measure a charge-off rate; the national rate for seasoned acquisition loans is 3.5%.
Loan size distribution
| Loan size | Landscaping Services in New York | All acquisitions |
|---|---|---|
| Under $350K | 40% | 30% |
| $350K to under $1M | 33% | 33% |
| $1M to under $2M | 27% | 19% |
| $2M and over | 0% | 17% |
Most Landscaping Services acquisition loans in New York (73%) were under $1M, and the largest single band is Under $350K at 40%, against 30% of all acquisition loans.
Bands are fixed dollar ranges chosen for comparison. They are not SBA program limits.
Lender concentration
TD Bank, National Association made 13% of Landscaping Services acquisition loans in New York, and the top three lenders together made 33%. 0 of the 13 lenders involved made three or more. Only 0 lenders have repeat experience here. That is a rough guide to how many banks have seen this kind of deal before.
Recent activity
In FY2025 and FY2026 combined, 6 Landscaping Services acquisition loans in New York were approved. Fewer than 10 loans were approved in FY2023 and FY2024, so no change is computed. The median was $512,500, below the $686,000 median across all years.
Landscaping Services acquisition loans in New York by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 1 | $194K | $193,800 | |
| FY2020 | 3 | $1.9M | $725,000 | |
| FY2021 | 2 | $1.1M | $568,150 | |
| FY2022 | 1 | $686K | $686,000 | |
| FY2023 | 1 | $1.4M | $1,403,000 | |
| FY2024 | 1 | $405K | $405,000 | |
| FY2025 | 4 | $3.2M | $575,000 | |
| FY2026 | 2 | $1M | $505,000 |
How often do these acquisition loans fail?
Fewer than 20 Landscaping Services in New York acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 2 | 13.3% | $1.2M | |
| 2 | Community Bank, National Association | 2 | 13.3% | $195K | |
| 3 | CIBC Bank USA | 1 | 6.7% | $1.9M | |
| 4 | First Merchants Bank | 1 | 6.7% | $1.4M | |
| 5 | New York Business Development Corporation | 1 | 6.7% | $1M |
Top franchise brands
No franchise brands recorded in this combination.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Questions buyers ask
How much do SBA loans for Landscaping Services acquisitions in New York run?
The median SBA 7(a) loan was $686,000 across 15 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Landscaping Services acquisitions in New York?
TD Bank, National Association (2), Community Bank, National Association (2), CIBC Bank USA (1), First Merchants Bank (1), New York Business Development Corporation (1).
How often do Landscaping Services acquisition loans fail in New York?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Landscaping Services acquisitions in New York?
None of the 15 loans in this combination were recorded with a franchise brand.
How much do you need down for an SBA loan to buy a Landscaping Services business in New York?
The SBA requires the buyer to make an equity injection, commonly 10% of total project cost, and a lender may ask for more. The SBA file does not record injections, so the figures here are the financed portion: the median for Landscaping Services acquisition loans in New York was $686,000, and the middle half ran $171,900 to $943,150.
How long does an SBA acquisition loan take?
For a change-of-ownership 7(a) loan, 45 to 90 days from application to close is typical. It varies by lender and by how quickly third-party reports, such as the business valuation and appraisal, come back. The SBA file records approval dates, not application dates, so this site cannot measure it. Lenders approved 6 Landscaping Services acquisition loans in New York in FY2025 and FY2026.
Which banks make SBA loans for a Landscaping Services business in New York?
By loan count, FY2018 to FY2026: TD Bank, National Association (2), Community Bank, National Association (2), CIBC Bank USA (1), First Merchants Bank (1), New York Business Development Corporation (1). TD Bank, National Association made 13% of Landscaping Services acquisition loans in New York. Counts show past approvals only and do not predict whether a lender will approve a particular deal.
Seller note standby terms and third-party consents are reviewed before closing.
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Small samples move a lot: each loan in this combination is 7% of the count. Industry is the NAICS code the lender recorded. See the methodology.
Cite this data
SBA Acquisition Data, "Landscaping Services in New York: SBA acquisition loan data", https://sbaacquisitiondata.com/state/ny/landscaping-services-561730 (data as of September 30, 2026). Source: U.S. Small Business Administration 7(a) loan file, data.sba.gov. Aggregated by SBA Acquisition Data.
The figures on this page are also published as JSON at https://sbaacquisitiondata.com/data/state/ny/landscaping-services-561730.json.