Beer, Wine, and Liquor Retailers acquisitions in Oklahoma: SBA loan data
Since FY2018, SBA lenders have approved 13 7(a) loans to buy an existing business classified as Beer, Wine, and Liquor Retailers in Oklahoma, totaling $8.1M. The median loan was $540,000. That is 2.5% of the 510 acquisition loans in Oklahoma.
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How this compares
The median Beer, Wine, and Liquor Retailers loan in Oklahoma is 20% lower than the $672,750 median for all Oklahoma acquisitions, and 17% lower than the $650,000 median for Beer, Wine, and Liquor Retailers acquisitions nationwide (1,736 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 1.4% of seasoned Beer, Wine, and Liquor Retailers acquisition loans were charged off, and 3.7% of seasoned Oklahoma acquisition loans of any type.
Beer, Wine, and Liquor Retailers acquisition loans in Oklahoma by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 2 | $1M | $507,800 | |
| FY2019 | 2 | $370K | $185,150 | |
| FY2020 | 1 | $180K | $180,000 | |
| FY2021 | 3 | $2.3M | $750,000 | |
| FY2022 | 1 | $1.2M | $1,200,000 | |
| FY2023 | 2 | $1M | $507,500 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 1 | $1.2M | $1,180,000 | |
| FY2026 | 1 | $870K | $870,000 |
How often do these acquisition loans fail?
Fewer than 20 Beer, Wine, and Liquor Retailers in Oklahoma acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | BancFirst | 2 | 15.4% | $1.7M | |
| 2 | First Oklahoma Bank | 1 | 7.7% | $1.4M | |
| 3 | Citizens Bank | 1 | 7.7% | $1.2M | |
| 4 | US Metro Bank | 1 | 7.7% | $870K | |
| 5 | The First National Bank and Trust Company of Broken Arrow | 1 | 7.7% | $750K |
Top franchise brands
No franchise brands recorded in this combination.
Terms signed in the LOI shape the purchase agreement that follows.
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Questions buyers ask
How much do SBA loans for Beer, Wine, and Liquor Retailers acquisitions in Oklahoma run?
The median SBA 7(a) loan was $540,000 across 13 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Beer, Wine, and Liquor Retailers acquisitions in Oklahoma?
BancFirst (2), First Oklahoma Bank (1), Citizens Bank (1), US Metro Bank (1), The First National Bank and Trust Company of Broken Arrow (1).
How often do Beer, Wine, and Liquor Retailers acquisition loans fail in Oklahoma?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Beer, Wine, and Liquor Retailers acquisitions in Oklahoma?
None of the 13 loans in this combination were recorded with a franchise brand.
The purchase agreement decides what you bought, not the loan approval.
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Related
- All Oklahoma acquisitions
- Financing one? How to get an SBA loan to buy a liquor store
- Beer, Wine, and Liquor Retailers nationally
- Beer, Wine, and Liquor Retailers in California
- Beer, Wine, and Liquor Retailers in Colorado
- Beer, Wine, and Liquor Retailers in Georgia
- Beer, Wine, and Liquor Retailers in New York
- Beer, Wine, and Liquor Retailers in Michigan
- Beer, Wine, and Liquor Retailers in New Jersey
- Beer, Wine, and Liquor Retailers in Texas
- Beer, Wine, and Liquor Retailers in Maryland
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Small samples move a lot: each loan in this combination is 8% of the count. Industry is the NAICS code the lender recorded. See the methodology.