Landscaping Services acquisitions in Virginia: SBA loan data
Since FY2018, SBA lenders have approved 13 7(a) loans to buy an existing business classified as Landscaping Services in Virginia, totaling $9.6M. The median loan was $350,000. That is 1.5% of the 849 acquisition loans in Virginia.
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How this compares
The median Landscaping Services loan in Virginia is 51% lower than the $719,000 median for all Virginia acquisitions, and 35% lower than the $535,750 median for Landscaping Services acquisitions nationwide (790 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 5.5% of seasoned Landscaping Services acquisition loans were charged off, and 3.6% of seasoned Virginia acquisition loans of any type.
Landscaping Services acquisition loans in Virginia by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 1 | $330K | $330,000 | |
| FY2020 | 1 | $1.5M | $1,475,000 | |
| FY2021 | 1 | $135K | $135,000 | |
| FY2022 | 1 | $302K | $302,400 | |
| FY2023 | 0 | $0 | - | |
| FY2024 | 6 | $3.3M | $575,000 | |
| FY2025 | 2 | $1M | $517,600 | |
| FY2026 | 1 | $3.1M | $3,075,000 |
How often do these acquisition loans fail?
Fewer than 20 Landscaping Services in Virginia acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 4 | 30.8% | $1.3M | |
| 2 | Byline Bank | 1 | 7.7% | $3.1M | |
| 3 | BankUnited, National Association | 1 | 7.7% | $1.5M | |
| 4 | Potomac Bank | 1 | 7.7% | $1.2M | |
| 5 | The Freedom Bank of Virginia | 1 | 7.7% | $800K |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | U.S. Lawns | 1 | 7.7% | $330K |
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Questions buyers ask
How much do SBA loans for Landscaping Services acquisitions in Virginia run?
The median SBA 7(a) loan was $350,000 across 13 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Landscaping Services acquisitions in Virginia?
The Huntington National Bank (4), Byline Bank (1), BankUnited, National Association (1), Potomac Bank (1), The Freedom Bank of Virginia (1).
How often do Landscaping Services acquisition loans fail in Virginia?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Landscaping Services acquisitions in Virginia?
1 of the 13 loans (8%) involved a franchise brand, most often U.S. Lawns (1).
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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Small samples move a lot: each loan in this combination is 8% of the count. Industry is the NAICS code the lender recorded. See the methodology.