All Other Amusement and Recreation Industries: SBA business acquisition loan data
215 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as All Other Amusement and Recreation Industries (NAICS 713990), totaling $209M. Median loan $535,500, 17% lower than the all-acquisition median. Annual volume rose 54% from FY2024 to FY2026. 23% of these deals were franchised units.
The purchase agreement decides what you bought, not the loan approval.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,408,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.4% of all SBA-financed business purchases, ranking #49 of 300 industries tracked.
- Geography. Texas leads with 21 loans; the top five states account for 29% of the industry's acquisitions.
- Jobs. Lenders reported 3,927 jobs supported across these loans, about 18.3 per acquisition, a rough proxy for the size of business changing hands.
All Other Amusement and Recreation Industries acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 17 | $10.8M | $385,000 | |
| FY2019 | 36 | $36.1M | $640,500 | |
| FY2020 | 11 | $8.2M | $510,000 | |
| FY2021 | 16 | $18.8M | $962,500 | |
| FY2022 | 19 | $20.4M | $495,500 | |
| FY2023 | 19 | $24.4M | $902,600 | |
| FY2024 | 26 | $23.8M | $561,950 | |
| FY2025 | 31 | $30.8M | $500,000 | |
| FY2026 | 40 | $35.4M | $398,500 |
How often do these acquisition loans fail?
Of the 80 All Other Amusement and Recreation Industries acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 6 have been charged off by the SBA, a rate of 7.5% by loan count and 2.5% by dollars. 46 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so All Other Amusement and Recreation Industries is 113% higher than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 21 | 9.8% | $18.4M | |
| 2 | Minnesota | 12 | 5.6% | $11M | |
| 3 | California | 11 | 5.1% | $10.9M | |
| 4 | Ohio | 10 | 4.7% | $8.1M | |
| 5 | New Jersey | 8 | 3.7% | $10.8M | |
| 6 | Virginia | 8 | 3.7% | $8.7M | |
| 7 | Florida | 8 | 3.7% | $8.1M | |
| 8 | Indiana | 8 | 3.7% | $5.8M | |
| 9 | Michigan | 8 | 3.7% | $5.5M | |
| 10 | Pennsylvania | 8 | 3.7% | $3.4M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 17 | 7.9% | $11.3M | |
| 2 | Live Oak Banking Company | 11 | 5.1% | $16.3M | |
| 3 | Northwest Bank | 8 | 3.7% | $5.4M | |
| 4 | Celtic Bank Corporation | 6 | 2.8% | $9.4M | |
| 5 | Byline Bank | 5 | 2.3% | $5.4M | |
| 6 | Manufacturers and Traders Trust Company | 4 | 1.9% | $7M | |
| 7 | First Internet Bank of Indiana | 4 | 1.9% | $4.3M | |
| 8 | Midwest Regional Bank | 4 | 1.9% | $3.4M | |
| 9 | Valley National Bank | 3 | 1.4% | $6.1M | |
| 10 | Old National Bank | 3 | 1.4% | $5.5M |
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Franchise brands in All Other Amusement and Recreation Industries
23% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Sky Zone | 10 | 20.0% | $21.8M | |
| 2 | Urban Air Adventure Park | 6 | 12.0% | $12.6M | |
| 3 | Altitude Trampoline Park | 6 | 12.0% | $11.6M | |
| 4 | Painting With A Twist | 2 | 4.0% | $255K | |
| 5 | Board & Brush Creative Studios | 1 | 2.0% | $350K | |
| 6 | Stretch Lab | 1 | 2.0% | $275K |
Questions buyers ask
How much is a typical SBA loan to buy a business in All Other Amusement and Recreation Industries?
Median $535,500 across 215 acquisition loans (FY2018 to FY2026); the middle half ran $221,200 to $1,408,500. That is 17% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most All Other Amusement and Recreation Industries acquisitions?
The Huntington National Bank (17), Live Oak Banking Company (11), Northwest Bank (8), Celtic Bank Corporation (6), Byline Bank (5).
Are businesses in All Other Amusement and Recreation Industries often franchised?
Yes, often. 23% of SBA acquisition loans in this industry financed a franchised unit. Top brands: Sky Zone, Urban Air Adventure Park, Altitude Trampoline Park, Painting With A Twist, Board & Brush Creative Studios.
How risky are SBA loans for buying a business in All Other Amusement and Recreation Industries?
Of 80 seasoned loans (FY2018 to FY2021), 7.5% charged off, 113% higher than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for All Other Amusement and Recreation Industries acquisitions?
Median term 10 years, average initial rate 8.32% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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