All Other Miscellaneous Manufacturing: SBA business acquisition loan data
116 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as All Other Miscellaneous Manufacturing (NAICS 339999), totaling $143M. Median loan $677,100, in line with the all-acquisition median. Annual volume rose 41% from FY2024 to FY2026.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,649,750 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.2% of all SBA-financed business purchases, ranking #81 of 300 industries tracked.
- Geography. Ohio leads with 15 loans; the top five states account for 43% of the industry's acquisitions.
- Jobs. Lenders reported 1,690 jobs supported across these loans, about 14.6 per acquisition, a rough proxy for the size of business changing hands.
All Other Miscellaneous Manufacturing acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 9 | $6.2M | $590,000 | |
| FY2019 | 11 | $16.8M | $1,151,500 | |
| FY2020 | 8 | $7.3M | $695,000 | |
| FY2021 | 14 | $17.6M | $544,400 | |
| FY2022 | 12 | $17.1M | $1,064,300 | |
| FY2023 | 6 | $9.5M | $761,550 | |
| FY2024 | 17 | $25.1M | $1,000,000 | |
| FY2025 | 15 | $19.7M | $1,050,000 | |
| FY2026 | 24 | $24.1M | $547,500 |
How often do these acquisition loans fail?
Of the 42 All Other Miscellaneous Manufacturing acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), none have been charged off by the SBA. 22 have already been paid in full.
For comparison, All Other Miscellaneous Manufacturing has none charged off, against the 3.5% average across all SBA 7(a) acquisition loans in the same cohort. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
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Top states
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 22 | 19.0% | $42.9M | |
| 2 | The Huntington National Bank | 20 | 17.2% | $17.7M | |
| 3 | Byline Bank | 6 | 5.2% | $13M | |
| 4 | Old National Bank | 4 | 3.4% | $2.8M | |
| 5 | BankVista | 4 | 3.4% | $865K | |
| 6 | Midwest Regional Bank | 3 | 2.6% | $3.2M | |
| 7 | Pinnacle Bank | 2 | 1.7% | $8.6M | |
| 8 | Gulf Coast Bank and Trust Company | 2 | 1.7% | $5.1M | |
| 9 | Wilmington Savings Fund Society FSB | 2 | 1.7% | $3.9M | |
| 10 | Busey Bank | 2 | 1.7% | $3.5M |
Seller note standby terms and third-party consents are reviewed before closing.
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Franchise brands in All Other Miscellaneous Manufacturing
1% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Closet Factory | 1 | 100.0% | $539K |
Questions buyers ask
How much is a typical SBA loan to buy a business in All Other Miscellaneous Manufacturing?
Median $677,100 across 116 acquisition loans (FY2018 to FY2026); the middle half ran $349,975 to $1,649,750. That is in line with the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most All Other Miscellaneous Manufacturing acquisitions?
Live Oak Banking Company (22), The Huntington National Bank (20), Byline Bank (6), Old National Bank (4), BankVista (4).
Are businesses in All Other Miscellaneous Manufacturing often franchised?
Rarely. Only 1% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in All Other Miscellaneous Manufacturing?
Of 42 seasoned loans (FY2018 to FY2021), none charged off, against the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for All Other Miscellaneous Manufacturing acquisitions?
Median term 10 years, average initial rate 7.74% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
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