All Other Professional, Scientific, and Technical Services: SBA business acquisition loan data
379 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as All Other Professional, Scientific, and Technical Services (NAICS 541990), totaling $426M. Median loan $639,900, in line with the all-acquisition median. Annual volume rose 24% from FY2024 to FY2026.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,625,550 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.8% of all SBA-financed business purchases, ranking #27 of 300 industries tracked.
- Geography. California leads with 40 loans; the top five states account for 39% of the industry's acquisitions.
- Jobs. Lenders reported 5,109 jobs supported across these loans, about 13.5 per acquisition, a rough proxy for the size of business changing hands.
All Other Professional, Scientific, and Technical Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 18 | $15.9M | $312,900 | |
| FY2019 | 34 | $42.9M | $660,000 | |
| FY2020 | 30 | $25.3M | $698,500 | |
| FY2021 | 51 | $64.2M | $614,800 | |
| FY2022 | 31 | $43.5M | $874,900 | |
| FY2023 | 39 | $45M | $665,200 | |
| FY2024 | 49 | $48.8M | $598,500 | |
| FY2025 | 66 | $66.7M | $547,000 | |
| FY2026 | 61 | $74M | $760,000 |
How often do these acquisition loans fail?
Of the 133 All Other Professional, Scientific, and Technical Services acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 2 have been charged off by the SBA, a rate of 1.5% by loan count and 1.0% by dollars. 67 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so All Other Professional, Scientific, and Technical Services is 57% lower than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | California | 40 | 10.6% | $52.5M | |
| 2 | Florida | 38 | 10.0% | $38.2M | |
| 3 | Texas | 32 | 8.4% | $41M | |
| 4 | Minnesota | 20 | 5.3% | $17.8M | |
| 5 | Colorado | 19 | 5.0% | $20.6M | |
| 6 | Ohio | 19 | 5.0% | $11.8M | |
| 7 | Indiana | 16 | 4.2% | $9.2M | |
| 8 | Pennsylvania | 13 | 3.4% | $13.2M | |
| 9 | Illinois | 12 | 3.2% | $7.6M | |
| 10 | New York | 11 | 2.9% | $19.9M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 59 | 15.6% | $88.3M | |
| 2 | The Huntington National Bank | 55 | 14.5% | $38.2M | |
| 3 | Old National Bank | 10 | 2.6% | $9.1M | |
| 4 | Byline Bank | 7 | 1.8% | $8.6M | |
| 5 | TowneBank | 6 | 1.6% | $6.9M | |
| 6 | Manufacturers and Traders Trust Company | 6 | 1.6% | $5M | |
| 7 | Zions Bancorporation, National Association | 6 | 1.6% | $3.8M | |
| 8 | Pinnacle Bank | 5 | 1.3% | $5.6M | |
| 9 | United Midwest Savings Bank National Association | 5 | 1.3% | $1.7M | |
| 10 | HomeTrust Bank | 4 | 1.1% | $6M |
Seller note standby terms and third-party consents are reviewed before closing.
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Franchise brands in All Other Professional, Scientific, and Technical Services
10% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Garage Living | 3 | 7.7% | $1.7M | |
| 2 | Minuteman Press | 3 | 7.7% | $1.4M | |
| 3 | Express Employment Professionals | 2 | 5.1% | $1.2M | |
| 4 | Rainbow Restoration | 2 | 5.1% | $530K | |
| 5 | Fastest Labs | 2 | 5.1% | $495K | |
| 6 | Mosquito Joe | 2 | 5.1% | $435K | |
| 7 | Sir Speedy | 2 | 5.1% | $127K | |
| 8 | Red Roof Inn | 1 | 2.6% | $3.6M | |
| 9 | System4 | 1 | 2.6% | $2.1M | |
| 10 | Pirtek | 1 | 2.6% | $1.9M | |
| 11 | TeamLogic IT | 1 | 2.6% | $1.4M | |
| 12 | ServiceMaster | 1 | 2.6% | $1M | |
| 13 | UNITS | 1 | 2.6% | $810K | |
| 14 | Kumon | 1 | 2.6% | $338K | |
| 15 | Painting With A Twist | 1 | 2.6% | $164K |
Questions buyers ask
How much is a typical SBA loan to buy a business in All Other Professional, Scientific, and Technical Services?
Median $639,900 across 379 acquisition loans (FY2018 to FY2026); the middle half ran $269,500 to $1,625,550. That is in line with the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most All Other Professional, Scientific, and Technical Services acquisitions?
Live Oak Banking Company (59), The Huntington National Bank (55), Old National Bank (10), Byline Bank (7), TowneBank (6).
Are businesses in All Other Professional, Scientific, and Technical Services often franchised?
Sometimes. 10% of SBA acquisition loans in this industry financed a franchised unit. Top brands: Garage Living, Minuteman Press, Express Employment Professionals, Rainbow Restoration, Fastest Labs.
How risky are SBA loans for buying a business in All Other Professional, Scientific, and Technical Services?
Of 133 seasoned loans (FY2018 to FY2021), 1.5% charged off, 57% lower than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for All Other Professional, Scientific, and Technical Services acquisitions?
Median term 10 years, average initial rate 7.92% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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Related
- All Other Professional, Scientific, and Technical Services in Florida
- All Other Professional, Scientific, and Technical Services in Minnesota
- All Other Professional, Scientific, and Technical Services in Colorado
- All Other Professional, Scientific, and Technical Services in Indiana
- Live Oak Banking Company
- The Huntington National Bank
- Old National Bank
- All industries