All Other Traveler Accommodation: SBA business acquisition loan data
22 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as All Other Traveler Accommodation (NAICS 721199), totaling $32.6M. Median loan $1,194,100, 85% higher than the all-acquisition median.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,968,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is less than 0.05% of all SBA-financed business purchases, ranking #277 of 300 industries tracked.
- Geography. Texas leads with 2 loans; the top five states account for 41% of the industry's acquisitions.
- Jobs. Lenders reported 122 jobs supported across these loans, about 5.5 per acquisition, a rough proxy for the size of business changing hands.
All Other Traveler Accommodation acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 8 | $9.2M | $758,450 | |
| FY2019 | 3 | $4.3M | $1,449,000 | |
| FY2020 | 0 | $0 | - | |
| FY2021 | 1 | $1.3M | $1,345,000 | |
| FY2022 | 1 | $3.7M | $3,700,000 | |
| FY2023 | 1 | $847K | $846,700 | |
| FY2024 | 1 | $3.2M | $3,150,000 | |
| FY2025 | 2 | $4.7M | $2,340,500 | |
| FY2026 | 5 | $5.4M | $1,000,000 |
How often do these acquisition loans fail?
Fewer than 20 All Other Traveler Accommodation acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
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Top states
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Banc of California | 2 | 9.1% | $4M | |
| 2 | Harvest Small Business Finance, LLC | 2 | 9.1% | $1.8M | |
| 3 | Community Banks of Colorado, A Division of NBH Bank | 1 | 4.5% | $3.7M | |
| 4 | Zions Bancorporation, National Association | 1 | 4.5% | $3.2M | |
| 5 | Newtek Bank, National Association | 1 | 4.5% | $2.6M | |
| 6 | Live Oak Banking Company | 1 | 4.5% | $2.1M | |
| 7 | Mission Valley Bank | 1 | 4.5% | $2.1M | |
| 8 | Arrow Bank National Association | 1 | 4.5% | $1.7M | |
| 9 | Customers Bank | 1 | 4.5% | $1.6M | |
| 10 | Border Bank | 1 | 4.5% | $1.4M |
Terms signed in the LOI shape the purchase agreement that follows.
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Franchise brands in All Other Traveler Accommodation
5% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Ed Staubs & Sons Petroleum (Multi-brands) | 1 | 100.0% | $690K |
Questions buyers ask
How much is a typical SBA loan to buy a business in All Other Traveler Accommodation?
Median $1,194,100 across 22 acquisition loans (FY2018 to FY2026); the middle half ran $806,750 to $1,968,500. That is 85% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most All Other Traveler Accommodation acquisitions?
Banc of California (2), Harvest Small Business Finance, LLC (2), Community Banks of Colorado, A Division of NBH Bank (1), Zions Bancorporation, National Association (1), Newtek Bank, National Association (1).
Are businesses in All Other Traveler Accommodation often franchised?
Rarely. Only 5% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in All Other Traveler Accommodation?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for All Other Traveler Accommodation acquisitions?
Median term 25 years, average initial rate 7.50% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
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