Building Inspection Services: SBA business acquisition loan data
39 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Building Inspection Services (NAICS 541350), totaling $27M. Median loan $280,000, 57% lower than the all-acquisition median. 26% of these deals were franchised units.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $899,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #191 of 300 industries tracked.
- Geography. Texas leads with 5 loans; the top five states account for 46% of the industry's acquisitions.
- Jobs. Lenders reported 579 jobs supported across these loans, about 14.8 per acquisition, a rough proxy for the size of business changing hands.
Building Inspection Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 5 | $1.4M | $236,700 | |
| FY2019 | 7 | $1.2M | $200,000 | |
| FY2020 | 7 | $5.7M | $350,000 | |
| FY2021 | 4 | $3.5M | $1,017,500 | |
| FY2022 | 2 | $4.5M | $2,250,000 | |
| FY2023 | 3 | $636K | $230,000 | |
| FY2024 | 2 | $1.5M | $769,500 | |
| FY2025 | 4 | $1.7M | $202,500 | |
| FY2026 | 5 | $6.8M | $900,000 |
How often do these acquisition loans fail?
Of the 23 Building Inspection Services acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 4 have been charged off by the SBA, a rate of 17.4% by loan count and 3.7% by dollars. 10 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so Building Inspection Services is 394% higher than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 5 | 12.8% | $7.2M | |
| 2 | Illinois | 4 | 10.3% | $1.5M | |
| 3 | Tennessee | 4 | 10.3% | $1.1M | |
| 4 | Florida | 3 | 7.7% | $555K | |
| 5 | Arizona | 2 | 5.1% | $2.7M | |
| 6 | Maryland | 2 | 5.1% | $2M | |
| 7 | California | 2 | 5.1% | $1.8M | |
| 8 | North Carolina | 2 | 5.1% | $1.4M | |
| 9 | South Carolina | 2 | 5.1% | $1.1M | |
| 10 | Colorado | 2 | 5.1% | $901K |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | 7.7% | $4.3M | |
| 2 | First Internet Bank of Indiana | 3 | 7.7% | $2M | |
| 3 | The Huntington National Bank | 3 | 7.7% | $1.7M | |
| 4 | Western Alliance Bank | 2 | 5.1% | $2.7M | |
| 5 | U.S. Bank, National Association | 2 | 5.1% | $758K | |
| 6 | BayFirst National Bank | 2 | 5.1% | $526K | |
| 7 | Byline Bank | 2 | 5.1% | $430K | |
| 8 | Simmons Bank | 2 | 5.1% | $300K | |
| 9 | Stearns Bank National Association | 2 | 5.1% | $300K | |
| 10 | T Bank, National Association | 1 | 2.6% | $3.6M |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Franchise brands in Building Inspection Services
26% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Pillar To Post | 4 | 40.0% | $1.2M |
Questions buyers ask
How much is a typical SBA loan to buy a business in Building Inspection Services?
Median $280,000 across 39 acquisition loans (FY2018 to FY2026); the middle half ran $165,000 to $899,500. That is 57% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Building Inspection Services acquisitions?
Live Oak Banking Company (3), First Internet Bank of Indiana (3), The Huntington National Bank (3), Western Alliance Bank (2), U.S. Bank, National Association (2).
Are businesses in Building Inspection Services often franchised?
Yes, often. 26% of SBA acquisition loans in this industry financed a franchised unit. Top brands: Pillar To Post.
How risky are SBA loans for buying a business in Building Inspection Services?
Of 23 seasoned loans (FY2018 to FY2021), 17.4% charged off, 394% higher than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Building Inspection Services acquisitions?
Median term 10 years, average initial rate 7.51% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
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