Cemeteries and Crematories: SBA business acquisition loan data
28 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Cemeteries and Crematories (NAICS 812220), totaling $25.8M. Median loan $659,300, in line with the all-acquisition median.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,308,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #245 of 300 industries tracked.
- Geography. Texas leads with 6 loans; the top five states account for 64% of the industry's acquisitions.
- Jobs. Lenders reported 381 jobs supported across these loans, about 13.6 per acquisition, a rough proxy for the size of business changing hands.
Cemeteries and Crematories acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $344K | $344,300 | |
| FY2019 | 4 | $2M | $318,000 | |
| FY2020 | 5 | $4.9M | $738,000 | |
| FY2021 | 7 | $7.4M | $675,000 | |
| FY2022 | 4 | $5.9M | $1,469,000 | |
| FY2023 | 0 | $0 | - | |
| FY2024 | 1 | $500K | $500,000 | |
| FY2025 | 2 | $2.7M | $1,363,800 | |
| FY2026 | 4 | $2.2M | $528,800 |
How often do these acquisition loans fail?
Fewer than 20 Cemeteries and Crematories acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 6 | 21.4% | $5.6M | |
| 2 | Florida | 5 | 17.9% | $8.1M | |
| 3 | Missouri | 3 | 10.7% | $3.4M | |
| 4 | South Carolina | 2 | 7.1% | $2M | |
| 5 | Colorado | 2 | 7.1% | $694K | |
| 6 | West Virginia | 2 | 7.1% | $486K | |
| 7 | Pennsylvania | 2 | 7.1% | $337K | |
| 8 | Arizona | 1 | 3.6% | $2.4M | |
| 9 | Illinois | 1 | 3.6% | $1.3M | |
| 10 | Washington | 1 | 3.6% | $500K |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | IncredibleBank | 4 | 14.3% | $6.4M | |
| 2 | Live Oak Banking Company | 4 | 14.3% | $6.2M | |
| 3 | The Huntington National Bank | 4 | 14.3% | $1.2M | |
| 4 | Southern Bank | 2 | 7.1% | $765K | |
| 5 | Simmons Bank | 1 | 3.6% | $2.7M | |
| 6 | FDIC - Community Bank & Trust-West Georgia | 1 | 3.6% | $1.5M | |
| 7 | First United Bank and Trust Company | 1 | 3.6% | $1.3M | |
| 8 | Banesco USA | 1 | 3.6% | $1.1M | |
| 9 | VelocitySBA, LLC | 1 | 3.6% | $998K | |
| 10 | Prosperity Bank | 1 | 3.6% | $852K |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Questions buyers ask
How much is a typical SBA loan to buy a business in Cemeteries and Crematories?
Median $659,300 across 28 acquisition loans (FY2018 to FY2026); the middle half ran $365,600 to $1,308,500. That is in line with the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Cemeteries and Crematories acquisitions?
IncredibleBank (4), Live Oak Banking Company (4), The Huntington National Bank (4), Southern Bank (2), Simmons Bank (1).
Are businesses in Cemeteries and Crematories often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Cemeteries and Crematories?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Cemeteries and Crematories acquisitions?
Median term 15.5 years, average initial rate 7.06% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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