Meat Processed from Carcasses: SBA business acquisition loan data
22 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Meat Processed from Carcasses (NAICS 311612), totaling $19.7M. Median loan $587,200, 9% lower than the all-acquisition median.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,003,150 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is less than 0.05% of all SBA-financed business purchases, ranking #269 of 300 industries tracked.
- Geography. Missouri leads with 3 loans; the top five states account for 59% of the industry's acquisitions.
- Jobs. Lenders reported 220 jobs supported across these loans, about 10.0 per acquisition, a rough proxy for the size of business changing hands.
Meat Processed from Carcasses acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 3 | $1.5M | $586,100 | |
| FY2019 | 0 | $0 | - | |
| FY2020 | 1 | $160K | $160,000 | |
| FY2021 | 5 | $2.4M | $518,500 | |
| FY2022 | 3 | $2.7M | $1,178,000 | |
| FY2023 | 2 | $1.1M | $551,100 | |
| FY2024 | 2 | $1.1M | $569,500 | |
| FY2025 | 3 | $8.3M | $2,330,000 | |
| FY2026 | 3 | $2.4M | $587,700 |
How often do these acquisition loans fail?
Fewer than 20 Meat Processed from Carcasses acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Missouri | 3 | 13.6% | $2.2M | |
| 2 | Colorado | 3 | 13.6% | $1.6M | |
| 3 | Nebraska | 3 | 13.6% | $589K | |
| 4 | Montana | 2 | 9.1% | $5.8M | |
| 5 | Illinois | 2 | 9.1% | $1.1M | |
| 6 | South Dakota | 2 | 9.1% | $691K | |
| 7 | Florida | 1 | 4.5% | $2.3M | |
| 8 | California | 1 | 4.5% | $1.4M | |
| 9 | Oregon | 1 | 4.5% | $1.3M | |
| 10 | Texas | 1 | 4.5% | $1.2M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | 13.6% | $2.1M | |
| 2 | First Savings Bank | 2 | 9.1% | $691K | |
| 3 | FMS Bank | 2 | 9.1% | $679K | |
| 4 | Truliant FCU | 1 | 4.5% | $5M | |
| 5 | Port 51 Lending LLC | 1 | 4.5% | $2.3M | |
| 6 | UMB Bank, National Association | 1 | 4.5% | $1.4M | |
| 7 | Columbia Bank | 1 | 4.5% | $1.3M | |
| 8 | Celtic Bank Corporation | 1 | 4.5% | $1.2M | |
| 9 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | 4.5% | $1M | |
| 10 | PNC Bank, National Association | 1 | 4.5% | $822K |
Seller note standby terms and third-party consents are reviewed before closing.
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Questions buyers ask
How much is a typical SBA loan to buy a business in Meat Processed from Carcasses?
Median $587,200 across 22 acquisition loans (FY2018 to FY2026); the middle half ran $289,925 to $1,003,150. That is 9% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Meat Processed from Carcasses acquisitions?
Live Oak Banking Company (3), First Savings Bank (2), FMS Bank (2), Truliant FCU (1), Port 51 Lending LLC (1).
Are businesses in Meat Processed from Carcasses often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Meat Processed from Carcasses?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Meat Processed from Carcasses acquisitions?
Median term 16.2 years, average initial rate 7.49% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
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