Other Scientific and Technical Consulting Services: SBA business acquisition loan data
47 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Other Scientific and Technical Consulting Services (NAICS 541690), totaling $63.3M. Median loan $747,900, 16% higher than the all-acquisition median.
Seller note standby terms and third-party consents are reviewed before closing.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,911,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.1% of all SBA-financed business purchases, ranking #166 of 300 industries tracked.
- Geography. Texas leads with 6 loans; the top five states account for 40% of the industry's acquisitions.
- Jobs. Lenders reported 752 jobs supported across these loans, about 16.0 per acquisition, a rough proxy for the size of business changing hands.
Other Scientific and Technical Consulting Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 5 | $1.3M | $188,000 | |
| FY2019 | 2 | $2.1M | $1,057,450 | |
| FY2020 | 8 | $11.7M | $925,200 | |
| FY2021 | 4 | $8M | $2,000,000 | |
| FY2022 | 3 | $4.6M | $742,500 | |
| FY2023 | 6 | $12.9M | $1,280,000 | |
| FY2024 | 5 | $3M | $495,000 | |
| FY2025 | 7 | $11.9M | $500,000 | |
| FY2026 | 7 | $7.7M | $740,000 |
How often do these acquisition loans fail?
Fewer than 20 Other Scientific and Technical Consulting Services acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 6 | 12.8% | $4.2M | |
| 2 | Utah | 4 | 8.5% | $2.1M | |
| 3 | New Jersey | 3 | 6.4% | $11.7M | |
| 4 | California | 3 | 6.4% | $5.3M | |
| 5 | Maryland | 3 | 6.4% | $4.6M | |
| 6 | New York | 3 | 6.4% | $4.3M | |
| 7 | Michigan | 3 | 6.4% | $3M | |
| 8 | Indiana | 2 | 4.3% | $3.9M | |
| 9 | Colorado | 2 | 4.3% | $2.5M | |
| 10 | Wisconsin | 2 | 4.3% | $1.9M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 5 | 10.6% | $5.3M | |
| 2 | Live Oak Banking Company | 3 | 6.4% | $12.3M | |
| 3 | Manufacturers and Traders Trust Company | 3 | 6.4% | $4.7M | |
| 4 | Pinnacle Bank | 2 | 4.3% | $5.1M | |
| 5 | Horizon Bank | 2 | 4.3% | $3.9M | |
| 6 | First Internet Bank of Indiana | 2 | 4.3% | $3.8M | |
| 7 | Huron Valley State Bank | 2 | 4.3% | $950K | |
| 8 | Truist Bank | 2 | 4.3% | $874K | |
| 9 | Zions Bancorporation, National Association | 2 | 4.3% | $745K | |
| 10 | Bank of America, National Association | 1 | 2.1% | $3.5M |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Questions buyers ask
How much is a typical SBA loan to buy a business in Other Scientific and Technical Consulting Services?
Median $747,900 across 47 acquisition loans (FY2018 to FY2026); the middle half ran $350,500 to $1,911,500. That is 16% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Other Scientific and Technical Consulting Services acquisitions?
The Huntington National Bank (5), Live Oak Banking Company (3), Manufacturers and Traders Trust Company (3), Pinnacle Bank (2), Horizon Bank (2).
Are businesses in Other Scientific and Technical Consulting Services often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Other Scientific and Technical Consulting Services?
Too few loans are old enough to measure for this industry. The all-acquisition benchmark is 3.5%.
What loan terms are common for Other Scientific and Technical Consulting Services acquisitions?
Median term 10 years, average initial rate 7.70% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Seller note standby terms and third-party consents are reviewed before closing.
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